Martha Harris Myron, CPA, PFS, JSM, Master's of Law â€“ International Taxation and Financial Services, is a personal finance expert and offers cross-border financial planning for Bermuda residents with international connections through Bermuda, North America and Europe.
Nov 30, 2019 8:00 am
The National Pension Scheme (Occupational Pensions) Amendment Act 2019 legislation, which will allow employees to take out a quarter of their private pensions as a lump sum on retirement, was passed by MPs in the House of Assembly on November 15.
Nov 23, 2019 8:00 am
This week we review the report of the Auditor-General for completion of audit work for the financial year that ended March 31, 2018.
Eight days ago the report was tabled in Parliament. It was submitted by Auditor-General, Heather Thomas, to...
Nov 16, 2019 8:00 am
This is part two of the Bermuda Hypothetical Investment Portfolio, a continuation of last week’s article where Moneywise introduced the concept for selecting and tracking a pretend portfolio of stocks, bonds, and cash once a month for year,...
Nov 11, 2019 8:00 am
US capital markets were on another tear and another all-time high last week.
But is it for real? Is it driven by exemplary corporate earnings and corporate buybacks, or by twitter news, tariff vacillations and puffery?
Nov 2, 2019 8:00 am
It’s time to review a mutual fund fact sheet, prospectus and financial statements for the oldest operating mutual fund in the United States (since 1924), the Massachusetts Investor Trust (MFS) with current assets under management in excess of...
Oct 19, 2019 8:00 am
Incessantly, money flows in liquid-like streams up and down in commerce interactions and economic upheavals.
At times, the flow will frantically speed up reminiscent of drenching rainstorms, while at other times it settles to a consistent,...
Oct 12, 2019 8:00 am
Considering the role of Bermudian investments and their effect on you and your family. Your first thought: what! I don’t even have an investment account, so this type of article doesn’t affect me.
Wait. Read on.
Oh, yes investments...
Oct 5, 2019 8:00 am
This is the last in the three-part series of review, comments and responses to the Bermuda National Pension Amendment Act 2019.
Moneywise thanks the many who read the first two parts of this series last month, and then...
Sep 28, 2019 8:00 am
This is part two of the overview of the original innovative Bermuda National Pension Scheme (Occupational Pensions) Act 1998, the National Pension Scheme (General) Regulations 1999 and the 2019 amendments to same that were tabled in...
Sep 14, 2019 8:00 am
A human and natural tragedy of catastrophic proportions. Are there lessons for Bermuda?
According to recent Dorian hurricane media reports, the Bahamas islands most heavily affected areas are lowlands, rising 15 to 20 feet above sea level...
Sep 7, 2019 8:00 am
Over more than 20 years of practice in Bermuda, anecdotal stories filtered through from employees short-changed by their employers had almost always the same sad outcome — little to no recourse for recovering a 15 to 20 per cent reduction of...
Aug 31, 2019 8:00 am
Global capital markets have been roiling and boiling in roller-coaster activity for months, as various country twitterheads-in-charge jockey for trade concessions with various tactics, including tariffs and economic sanctions.
Aug 24, 2019 8:00 am
Our Bermuda forebears and the futuristic-minded leaders of today enacted employment legislation to define employee positions, rights, and future security that far surpass much larger countries.
The employer-employee relationship is a...
Aug 17, 2019 8:00 am
It was significant news. Bloomberg’s Katherine Greifeld, Ruth Carson, and John Ainger, on Thursday wrote that “the yield on the United States 30-year Treasury bonds dropped below 2 per cent for the first time; the world’s pile of...
Jul 27, 2019 8:00 am
Surprise! Fire — short for Financial Independence, Retire Early, is not about us anxious-about-retiring oldsters.
Nor is Fire about Fireworks, but a new millennial finance movement, generating a heightened global surge of interest (and...
Jul 13, 2019 8:00 am
More frequently now, according to local social media, and anecdotal commentary, individuals and families have already left Bermuda or are contemplating moving to other jurisdictions. While actual relocations numbers are not quantified, a...
Jun 29, 2019 8:00 am
Reader comments sometimes state that Moneywise articles are not as detailed as they should be. Just a gentle reminder that The Royal Gazette personal finance column space size is limited each week, necessitating more general...
Jun 8, 2019 8:00 am
When a child arrives in our world as a beautiful, precious new life to be celebrated, as much as we derive happiness from our perception that their future life will be a great success, that is not always the case.
Children are the future...
Jun 1, 2019 8:00 am
Today is the day that your monthly paycheques will become smaller.
This reduction is due to the significant increase in health insurance premiums caused by Government’s mandatory (now legislated) decree that private insurers remit each...
May 25, 2019 8:00 am
It is official. In a matter of days, the reality is that all local health insurers offering and managing health insurance in Bermuda will commence remitting an additional $233+ per SHB (Standard Health Benefit — MRP) premium to the Bermuda...
May 18, 2019 8:00 am
All Bermuda residents trying to maintain a reasonable budget for their families, along with saving for a rainy day, continue to cope with more cost of living challenges going forward. This time it is another increase in...
Apr 13, 2019 8:00 am
Ladies, have you planned for your future financial security?
It is a statistical fact that women overall live longer than men. Longevity is in the genes in many Bermudian families where we find female individuals surpassing the 90-year and...
Apr 6, 2019 8:00 am
Bermuda has been held accountable to meet yet another economic compliance hurdle.
We’ve been in these scrutinised headlines before. We’ve heard it all before — from country friends and economic foes alike.
Frustratingly, from our...
Mar 30, 2019 8:00 am
This article is part two of a basic review of a public company’s financial results and some selected financial ratios that analysts and investors use to assess profitability, suitability, and financial strength.
But first, dear readers, as...
Mar 23, 2019 8:00 am
Spring is here. The Easter bunny is on his or her way as Easter approaches. Get those kites decorated!
Meanwhile, millions of publicly traded companies (those operating on a calendar year) across the globe are in the process or reporting...
Mar 9, 2019 8:00 am
Today, dear readers, this is the introduction to the New Bermuda Investing Primer Series, the first book of the overall Bermuda Fundamental Financial Planning Primer Ebooks Series that will cover all aspects of finance planning. These...
Mar 2, 2019 8:00 am
This is part two of the Pondstraddler Life Financial Planning Series looking at Bermudian owners of US real estate who want to sell, and want to know what the ramifications of doing so are. The first part was published last month, and a...
Feb 16, 2019 8:00 am
A 90-year old widow with a developmentally disabled adult child struggles with the everyday cost of living while trying to make sense of the proposed government budget tax and social service increases. This is a hypothetical composite case based...
Feb 9, 2019 8:00 am
It’s that time of year again, close to Valentine’s Day where love and relationships are renewed and celebrations are in the air.
In the very best of all worlds, social, business, and personal, relationships should always be completely...
Jan 26, 2019 8:00 am
A new land, a new home, a new spouse, a new life. This is part two of the Bermuda Pondstraddler continuing series. Part one featured a relevant discussion on this hypothetical Bermudian individual’s background and emigration concerns was...
Jan 19, 2019 8:00 am
A reader asked for information about reducing their mortgage faster than the original 30-year term, and wondered whether some-type of a mortgage-payment assistance programmes is helpful.
My caveat, as always, is that this is general...
Jan 6, 2019 12:01 am
Hmmmm. It is now day five of brand new year 2019. You’ve just experienced another hectic year-end deadline at your job; you may have children and you’ve shopped and spent to meet the holiday expectations; you’ve laid out the red carpet for all...
Dec 8, 2018 8:00 am
Readers, take a look at the table accompanying this article. Have I missed or duplicated anything?
Reviewing the Tax Reform Commission report, all 76 pages, requires more study time than publishing deadlines permitted. I encourage you all...
Standing room only at healthcare forum
City offers graffitist chance to go ‘legit’
Island embraces subsea cable hub opportunity
Scars calls for background checks
BMA forms view on cannabis related risk
Online boutique stages holiday season pop-up
Retired jockey returns to Bermuda
A mother’s desperate benefits plea
DeSilva’s construction firm in legal battle
Greymane aims to build on first 25 years
Alleged robber freed on $4,000 bail
Senators expected to debate pension changes
New acting principal at Clearwater
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