Emerald Financial Group: "Women In The Know" Investment Strategies for Women at the Bermuda Chamber of Commerce boardroom on November 18 12.30 to 1.30pm. Financial consultant Colleen Crowe, will speak on Having Enough, Choosing to Prosper, Starting a Financial Plan, Investing in yourself, The In's and Out's of Investing, Building Your Portfolio

Annual World Captive Forum. November 18-20. Strategic networking for captives. Florida, USA. lhollyharringtoncompany.com

American Financial Services Bermuda Program Series, November 18 to November 22. Sonesta Beach Resort Hotel, Southampton, Bermuda. Seminars on Equity Markets, Debt Markets, Mortgage and Asset Backed Securities, Derivatives Markets, Private Placements & restricted Securities. Register on line: www.afs-seminars.com

Emerald Financial Group: "Investment Opportunities in an Era of Uncertainty", a free investment seminar presented by Matthew Haynes, vice-president and co-manager of Templeton Mutual Beacon Fund. Wednesday, 20 November, from 8am to 9am in the Harbourfront Ballroom at the Fairmont Hamilton Princess. Continental breakfast will be served.

The Purchasing Management Association of Bermuda invites you to attend a two-day seminar on "Evaluating Purchasing Effectiveness" to be held November 19 and 20 at the Royal Hamilton Amateur Dingy Club. The guest speaker and co-founder of the PMAB, Maureen O'Higgins will examine the concepts and components of organizational effectiveness and the procurement function. The cost is $525 for PMAB members and $595 for non-members. You may register with Rod Holloway at 295-5111 ext 1301 or visit our website at www.pmab.bm

Creating a Good Business Plan"at the Bermuda Chamber of Commerce boardroom 1:00 to 2:00 pm on November 25.

Ernst & Young's Carolyn Myers, client services partner and Dana Lodge manager will speak on the advantages of strategic and business planning and suggest a variety of tools that businesses can use to create effective business plans.

IBC's Executive Forum on Captives: "Risk management solutions for a hard market". December 10-12. Marriott Beach Resort, Grand Cayman. (508) 616-5550, www.ibcusa.com.

If you would like to have an event listed in the business calendar, please call Jeannine Klein Menzies on 278-0146, Lilla Zuill on 278-0147 or e-mail lzuillroyalgazette.bm