now available. Managing director of the Bermuda Royal Trust Jean-Claude Emard, who editorially proofs the newsletter, described it as "an international document for our offices around the globe''.

The newsletter offers advice tips for international private clients, from a variety of standpoints, Mr. Emard said.

This issue targets life in the "global village'', including key factors to consider when purchasing foreign property, such as funding and managing currency risk for future purchases.

The Royal Bank of Canada also launched its website this month: click on www.rbcprivatebanking.com for financial planning information and other money-managing tips.