at the BGA group of companies. Mr. DeRoza has been with the company for two years.

He began as a product merchandiser and was promoted to a salesman a year later.

*** A seminar on the Lloyd's of London insurance and reinsurance market is being staged by the Bermuda Insurance Institute, in conjunction with ACE Insurance and Johnson and Higgins, at the Princess Hotel, in Pembroke, on March 31.

The "Lloyd's Introductory Course'' will cover the history of the famous market and review its current structure and practices.

The course is targetted at all BID/ACII/CPCU/ARM students, underwriters, brokers, reinsurance intermediaries, captive managers, auditors, lawyers and accountants.

Mr. Dennis DeRoza.