yesterday that the bank's board of directors have approved four executive appointments effective December 1.

Mr. Henry B. Smith has been appointed Executive Vice President, Europe and will continue to have overall responsibility for development and management of the bank's business activities in Europe, the Middle East and Africa.

Mr. Luis A. Douglas has been appointed Executive Vice President, Trust with executive responsibility for the Corporate Trust and Personal Trust activities of the bank.

Mr. Cummings V. Zuill has been appointed Senior Vice President, Executive Management with overall responsbility for corporate relations with the bank's clients and shareholders.

Mr. Edward H. Gomez has been appointed to the Executive Committee as Chief Financial Officer (senior Vice President level) with responsibility for the overall financial management and reporting of the Bank of Bermuda Group.