Fundamentals of HR with facilitator Cathy Lee Gibson. This April 11 workshop explores some of the primary disciplines in the human resources function. Topics include the evolving role of the HR professional, staffing, key elements of performance management, components and importance of compensation. Cost for members is $300 and for non-members is $400. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Internal Consulting Skills with facilitator Bob Prescott. This April 12 &13 workshop for those in the HR field will focus on the role of HR professionals as internal consultants, the HR consultant model and process, assessments, data and analysis techniques, effective data gathering and interpreting skills. Cost is $795 for members $795 and $895 for non-members. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Rent-a-Captives with Page Rouse. This April 12 seminar from the Bermuda Insurance Institute will take participants through all aspects of rent-a-captives and insurance related segregated account companies from the basic concepts, to discussions on their practicalities and pitfalls to the more advanced segregated account companies that are gaining popularity. For further details telephone 295-1596 or e-mail jpreecebii.bm

Training in Business Attire with Joseph Marable and Johnie White. This April 12 seminar is aimed at human resource associates, managers and heads of departments who are responsible for implementing and maintaining dress code policies as well as for staff members or individuals re-entering the workforce Cost is $210 for members and $260 for non-members. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Professional Development for Managers Level 1 with facilitator Laura Boyd-Brown. This April 18-19 workshop explores the difference between managing and leading and how the two functions can complement one another. Participants explore organisational leadership and leadership styles and also identify techniques for group effectiveness that enable ordinary people to do extraordinary things. Cost is $465 for members and $515 for non-members. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Professional Development for Senior & Executive Secretaries with facilitator Paul Loftus. Learn key skills to enhance your effectiveness as an executive secretary such as when to be assertive for results, time management skills, how to plan and time your schedule and how to improve your writing skills. Cost for members is $695 and $770 for non members. The seminar takes place April 18, 19 and 20. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Administrative Support Level 2 with Laura Boyd-Brown will among other things help participants develop techniques for handling workplace difficulties more effectively and learns some secrets for getting along with others. Cost for members is $465 and $515 for non-members. The seminar takes place April 20-21. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Interviewing, Hiring and Retaining the Right People with Paul Loftus. This April 21-22 seminar will suggest what you can do to ensure better selection of employees. It will also provide you with techniques to keep the people you hire. Cost is $450 for members and $505 for non-members. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm.

Emerald Financial Group's seminar “Women In The Know” Investment Strategies for Women will take place at The Bermuda Chamber of Commerce boardroom between 12:30-1:30 p.m. on April 21. Financial consultant Colleen Crowe will speak to topics to including Having Enough, Choosing to Prosper, Starting a Financial Plan, Investing in yourself, The In's and Out's of Investing, Building Your Portfolio. Contact Michelle Kromer at mkromerbcc.bm for more details. A $10 fee applies for all non-members.

Professional Liability Claims with Marjorie J. Thompson. The April 26 seminar is intended to introduce participants to the basics of claims handling for professional liability claims. After completing this seminar, participants will be able to identify the key elements of handling professional liability claims. This Bermuda Insurance Institute seminar is a must for captive managers, brokers, underwriters, lawyers, accountants and bankers who need to know or want to learn more about their client's business. For further details telephone 295-1596 or e-mail jpreecebii.bm

RIMS 2005 will take place in Philadelphia April 17-21. This year's keynote speakers include Joe Plumeri, chairman and chief executive officer of Willis Group and Stephen M. Wilder, VP Risk Management for The Walt Disney Company. To Register visit www.RIMS.org/RegisterNow or call 1-800-347-4372

Retirement Planning Workshop with Doris Decosta will take place on April 29. The seminar is designed for people in the workforce who would like to plan ahead and have an action for retirement. It is also for anyone on the verge of retirement and would like insight into what to expect. This program will help prepare participants to meet the psychological and emotional challenges of retirement. It will also identify the challenges of retirement including unplanned retirement. Cost is $210 for members and $260 for non-members. For more details call Bermuda Employers' Council at 295-5070 or visit www.bec.bm

Globalisation of Mutual Funds will take place at the Fairmont Southampton May 1-4. The International Bar Association has sponsored the sessions which will provide an in-depth look at the legal issues affecting mutual funds. The cost is 1400 for non-members and $200 less for members. Contact Alison LeBlanc at 44 (0)20 7691 6868

Global Hedge Fund Investment Summit. May 18-May 20. Speakers include Tanya Styblo Beder, CEO, Tribeca Global Investments. Fairmont Hamilton Princess Hotel. Registration: +44 207 484 9735 Incisive Media Investments Ltd.

The inaugural International Reinsurance Summit Bermuda 2005 will take place May 18-20 at BUEI. The legal, best practice, regulatory and business issues will be explained, analysed and dissected by experts, practitioners and industry. For more information visit leaderswww.falconbury.co.uk/internationalreinsurancesummit or call +44 (0)20 7729 6677.

Earnings Announcements

XL Capital Ltd intends to release its first quarter 2005 financial results after the close of regular stock market hours on Tuesday, April 26. A conference call to discuss the results will be held at 10:00 a.m. Eastern Time on Wednesday, April 27, 2005. The conference call can be accessed through a listen only dial-in number or through a live webcast. To listen to the conference call, please dial 201-689-8320, password XL427. The webcast will be available at www.xlcapital.com and will be archived on XL's website from April 27-May 27. A telephone replay of the conference call will also be available beginning at 1:00 p.m. Eastern Time on April 27 until May 4 by dialing (201) 612-7415 (account number: 290 and conference I.D. number: 145318).

Montpelier Re Holdings Ltd. expects to release its 2005 first quarter results on April 27 after the market closes. Montpelier Re executives will conduct a conference call, including a question and answer period on April 28 at 9:00 a.m. Eastern Time. The presentation will be available via a live audio webcast accessible on the Earnings Call page of the Investor Information section of the Company's website at www.montpelierre.bm. A telephone replay of the conference call will be available through May 6 by dialing 617-801-6888 and entering the pass code: 56182101.

Endurance Specialty Holdings Ltd will issue its 2005 first quarter financial results on April 27 after the close of the financial markets. On April 28, Kenneth LeStrange, Chairman, President and CEO, Steven Carlsen, Chairman of the Underwriting Committee, David Cash, Chief Actuary and Chief Risk Officer, and James Kroner, Chief Financial Officer will host a conference call at 10:00 AM (Eastern) to discuss the financial results. The conference call can be accessed via telephone by dialing 312-461-9314. Call participants should register at least ten minutes in advance. The public may access a live broadcast of the conference call at www.endurance.bm. A telephone replay of the conference call will be available through May 11 by dialing (719) 457-0820 and entering the pass code: 3324354.

Arch Capital Group Ltd. expects to release its 2005 first quarter results after the close of regular stock market hours on Thursday, April 28. The Company will hold a conference call for investors and analysts at 10:00 a.m. Eastern Time on Friday, April 29. A live webcast will be available at www.archcapgroup.bm and will be archived on the website from 12:00 p.m. Eastern Time on April 29 through midnight Eastern Time on May 29, 2005. A telephone replay of the conference call also will be available beginning on April 29 at 12:00 p.m. Eastern Time until May 6 at midnight Eastern Time. To access the replay, domestic callers should dial 888-286-8010 (passcode 98423311), and international callers should dial 617-801-6888 (passcode 98423311).

Aspen Insurance Holdings Limited will release its first quarter 2005 financial results on April 28 following the closing of the U.S. markets. The Company will hold a conference call to discuss its financial results on Friday, April 29, 2005 at 8:30 a.m. (Eastern Time). The conference call will be webcast live on www.aspen.bm. Chris O' Kane, Chief Executive Officer, and Julian Cusack, Chief Financial Officer, will review Aspen's results and questions will be taken from registered analysts and investors. Investors may participate in the live conference call by dialing 973-582-2706. Please register at least 10 minutes before the conference call begins. A replay of the call will be available for 10 days via telephone starting approximately two hours following the live call on April 29 and can be accessed at 877-519-4471 (toll-free domestic U.S.) or 973-341-3080 (international); passcode: 5903987. A replay will also be available for 10 days on the web.

AXIS Capital Holdings Limited expects to release financial results for the first quarter of 2005 on May 3 after the close of the financial markets. John Charman, CEO and President, and Andrew Cook, CFO, will host an investment community teleconference, including a question and answer period, on May 4 at 8:30 AM (Eastern) to discuss the first quarter results and related matters. The teleconference can be accessed by dialing (617) 614-3922 and entering the pass code 52796206 approximately ten minutes in advance of the call. A live, listen-only webcast of the call will be available via the Investor Information section of the company's website at www.axiscapital.com. A replay of the teleconference will be available through May 20, 2005, by dialing (617) 801-6888 (international callers) and entering the pass code 37176262. The webcast will be archived in the Investor Information section of the website through May 27.

Max Re Capital Ltd.: Robert J. Cooney, Chief Executive Officer, and Keith S. Hynes, Chief Financial Officer, will host a conference call to discuss the Company's first quarter financial results with interested investors and shareholders. The call will take place on May 2 at 10:00 a.m. EDT. Dial 617-614-3473, access code: 58014957 ten minutes before the call. A replay will be available from 12:00 p.m. May 2, 2005 - June 2, 2005. Dial 617-801-6888 Access Code: 82783553

Quanta Capital Holdings Ltd. will report its 2005 first quarter financial results on May 2 after the market close. The company's management will host a conference call to discuss these results on May 3 at 9 a.m. Eastern Time. This call is being webcast and can be accessed at Quanta's website at www.quantaholdings.com. A replay of the teleconference will be available from 11:00 a.m. Eastern Time on May 3-May 10. To listen to the replay, dial 617-801-6888 and enter #15356018. The webcast will be available online at www.quantaholdings.com for one month following the call.

Scottish Re Group Limited will release earnings for the first quarter of 2005 on May 10. An earnings conference call with the management takes place at later 11:00 AM EST the same day. The webcast is at www.scottishre.co/conference call or may be accessed by dialing (877) 502-2902 or (706) 679-5950 with the conference ID: 5412793. A replay of the call will be available May 10-May 24. The dial-in number for the replay is (706) 645-9291 and the conference ID is 5412793.

If you would like to have an event listed in the business calendar, please call Jeannine Klein Menzies on (278 0146), Lilla Zuill on (278 0147 or e-mail jkleinroyalgazette.bm or lzuillroyalgazette.bm