Capital G announced three senior appointments in their risk and accounting departments.Frank Morisano has been appointed to the newly created position of executive vice-president, chief risk officer with responsibility for the Group’s credit, market, and operational risk and compliance functions. David Carrick has been appointed to the position of executive vice-president, chief financial officer and will assume full responsibility for the Group’s accounting, finance and treasury functions and Stephen Gift has been appointed to the role of senior vice-president, head of treasury and will lead the Treasury team.Mr Morisano has more than 25 years of global banking and risk management experience. He joins from Ma Lee Advisory Limited in Hong Kong, an Asian consulting firm, where as a Partner he directed business development, product delivery, and deployed consulting teams at leading financial institutions, insurance companies, and corporations to develop and implement robust risk strategies, liquidity and treasury solutions, and risk management frameworks.Mr Morisano was previously general manager at QNB, a Partner and Financial Services practice leader at PricewaterhouseCoopers Consulting, and a managing director at GMAC-RFC. Mr Morisano has also served at Bank of America and JPMorgan Chase.Mr Carrick has over 20 years experience in the financial services industry, joining Capital G after serving the last two years in the role of corporate controller, SVP Finance at Butterfield Bank, where he was responsible for the Bank’s financial and regulatory reporting, and insurance programmes. Mr Carrick was also involved in the $550 million capital raise in March 2010 and associated subsequent rights offering to existing shareholders in May 2010.Mr Carrick previously held the role of senior vice-president, chief accounting officer, at Scottish Re Group Ltd, where he served as a member of executive management to restructure the company. His prior roles also include that of director of finance at Tyco International Ltd, head of financial reporting at the Bank of Bermuda, before and after its acquisition by HSBC, and financial controller at Bacardi Capital Limited. Mr Carrick will assume the role of CFO from Ralph Kern who has been in the role of CFO for the past nine years. Mr Kern will act as senior finance consultant until his retirement in early 2013.Mr Gift, senior vice-president and head of treasury for Capital G Bank Limited has supervised and worked in treasury operations in both North America and Asia dealing in foreign exchange. With more than 20 years of experience in treasury management, he previously served as head of trading & liquidity, Global Markets, at HSBC Bermuda, where he was responsible for the activity of the Global Markets Trading team. His position involved the management of the Bank’s daily liquidity position, investment management of the Bank’s Treasury Asset Portfolio, and foreign exchange deal execution on behalf of the client sales team.