closed down 25 cents at $18.75 on volume of 1,611. Bermuda Commercial Bank rights closed down 25 cents at $2.75 on volume of 3,100 and Hemisphere preferred lost 12.5 cents at $5.875 on volume of 500. Bank of Butterfield closed unchanged at $12 on volume of 3,613. Share volume was 14,724 worth $122,972. Bermuda Home announced a 20 cent per preferred share dividend for shareholders of record July 17 payable July 31. Bermuda Home announced a 10 cent dividend on its common shares payable July 14 to shareholders of record June 30.