Formerly a secondary school teacher, Bermudian Mrs. Barbara Clemens, has been in the insurance industry for 12 years and joined International Advisory Services Ltd. in January 1992 as manager of reinsurance services. She was recently appointed an assistant vice-president.

Ms Katharine Dain is a Chartered Accountant and recently became a member of the Chartered Insurance Institute. In 1987 she came to Price Waterhouse (Bermuda) as an audit senior and then joined International Advisory ServicesN Ltd. in 1989. She was recently appointed an assistant vice president at IAS.

Prior to joining International Advisory Services, Ltd., Mr David.

MacDonald, a Chartered Accountant, was a financial accountant at Commodity & Management Ltd. for three years. He was recently appointed an assistant vice-president at IAS.

Mr. David Sykes, a Chartered Accountant, and member of the Chartered Insurance Institute, came to Bermuda in 1988 to join Deloitte Haskins & Sells. Mr. Sykes has been with International Advisory Services Ltd. since June 1990 and was recently appointed assistant vice-president.

A Chartered Accountant, Mr. Blake Fizzard joined International Advisory Services Ltd. as an account executive in August 1991 after spending two years as an audit senior with Deloitte & Touche (Bermuda). He was recently appointed a senior account executive at IAS.

Mr. Michael Matishak, a Chartered Accountant, came to Bermuda in 1989 as an audit senior at KPMG Peat Marwick and joined International Advisory Services Ltd. in January 1992. He was recently appointed a senior account executive at IAS.

Mr. Robert Nielsen, Bermudian, has over 20 years experience in the insurance industry and has been with International Advisory Services Ltd. for 11 years.

He was recently appointed a senior account executive at IAS.

IAS also promoted two Bermudian secretaries to executive secretaries; Ms Janice Smith and Ms Alexia Pool.

Mrs. Barbara Clemens Ms Katharine Dain Mr. David MacDonald Mr. David Sykes Mr. Blake Fizzard Mr. Michael Matishak Mr. Robert Nielsen