closing at 1,099.18 after a day of light trading.

The Index lost 5.11 points or .46 percent on volume of 15,381.

Bank of Butterfield closed down 25 cents at $12.875 on volume of 586, offsetting a gain by BF&M, which closed up 25 cents at $6.75 on volume of 14,500.

Bank of Bermuda closed unchanged at $19.50 on volume of 84 and Bermuda Home closed unchanged at $6.75 on volume of 211.

Share value for the day's trading was $108,482.