govern themselves and higher standards aimed at weeding out rogue dealers.

---- Page 2 CALL FOR MONOPOLY COMMISSION PTL Call for monopoly commission A special watchdog body to control monopolies has been backed by Bermuda's smallest political party. ---- Page 2 DYER: PRISONS ARE NOT TOO SOFT JAL Dyer: Prisons are not too soft Prisons chief Edward Dyer has hit back at claims that the Island's prisons system is too soft. And he knocked suggestions that prison life was so easy, ex-cons re-offended to get back behind bars. ---- Page 3 REFS MEET TO DISCUSS VIOLENCE SOC Refs meet to dicuss violence After a violent weekend on the soccer field which saw six sendings off and a top player put in hospital, leading members of the Bermuda Referees' Association will meet today to discuss how the rising tide of indiscipline in soccer can be stemmed. ---- Sport, Page 21 XL CAPITAL-NAC MERGER TALKS BUC XL Capital-NAC merger talks Bermuda-based XL Capital Ltd. yesterday confirmed the company was in talks on a possible "business combination'' with NAC Re Corp., the ninth-largest US reinsurer. Through a merger with NAC, XL would gain a larger US presence. ---- Business, Page 25