A man has appeared in Magistrates' Court to answer 13 charges of theft and forgery.

The court heard from Senior Crown counsel Paula Tyndale that on February 19 last year Malik Cann, of St. David's, stole a Bank of Bermuda debit card from Carmella Sharazzi.

The next day Cann made two purchases from Dub City Variety in Hamilton Parish which totalled $76.25.

Cann continued to make daily purchases with Ms Sharazzi's debit card for the next eight days with the amount of purchases totalling $399.65.

Ms Tyndale told the court that on February 21 Ms. Sharazzi went to the ATM at Lindo's Warwick supermarket. She then noticed her card was missing, in addition to $10.

Ms Sharazzi attempted to retrace her steps to find the card but was unsuccessful and eventually called the bank to report it missing.

She later attended the bank to request a print out of her transactions and noticed the questionable charges made from Dub City Variety.

On October 6 while working at Bolero Brasserie Restaurant, Cann was questioned about the matter to which he admitted to making the purchases.

He admitted he forged the signature on the card to make the purchases. The 19-year-old said he also let a friend use the card as well.

"I'm sorry for wasting the court's time and for taking the money from the person," said the Bermuda Regiment recruit. "When I get paid in April from the Regiment I will pay her back. I've turned my life around since then."

Senior Magistrate Archibald Warner ordered pre-sentencing reports for Cann, which will take three weeks to prepare.

"I am giving you an opportunity to explain what happened as far as the matter," he said.