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Carla Seely writes about two friends who lost their jobs

Dave Ramsey has firm advice for a reader

Not having to think about it is the key, says Carla Seely

A financially successful couple question whether they need coverage any more

Planning is the way to avoid them, Carla Seely writes

Dave Ramsey advises a couple to pay off their debts before focussing on investments

Carla Seely reflects on the financial responsibilities of owning an animal

Dave Ramsey offers personal finance advice to a reader

Carla Seely says imposition of a personal income tax would cause Bermuda economic and social damage

Personal finance expert Dave Ramsey offers his insights to a reader