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This is the third in a series of articles about the anatomy of a mortgage contract. Be aware that mortgage contract facts covered are generically-derived – your mortgage will be specific to your mortgage and your lender. We've covered mortgage f...

Dear Dave, After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He is not terrible with money, but he always seems to find somethi...

This article originally written in fall 2017. It has been revised and updated with current information. These days the truth is in short supply. What is truth? Is it those mundane facts of consequences that are embedded in law, such as you must ...

Dear Dave, I need help. I am way behind on my basic utilities and my taxes. I have tried to start the Baby Steps, but everything is so overwhelming right now that it is easy to get discouraged. I am 33, I live in Los Angeles, and I average around $30...

This is the second part of the series about the anatomy of a mortgage contract. In part one, we coved the basics – the various kinds of mortgages, legal ownership, and some of the process. Readers, please keep in mind that this is a general discours...

Dear Dave, I am getting older, and health issues over the last year have made me begin thinking about selling my small business. I have spoken with a couple of potential buyers recently, and one of them seems to be the kind of person who would handle...

A healthy relationship between employees and employers – with all parties understanding and living up to their obligations – is fundamental to our economy. Looking at the details of some employment disputes in Bermuda helps us to understand where th...

Dear Dave, My wife and I are in our late twenties, and we have a full emergency fund saved up. Our only debt is our home. We have talked about having a child some time next year, but I am on the road three weeks a month for my job. I don’t want to be...

Buying your dream home is a huge decision in many of our financial lives. In this, the first of a five-part series in Moneywise, we take a look at what the process entails. You’ve saved and saved – now the dream is about to become a reality. One of t...

Dear Dave, I need your advice. I just accepted a new job in a field I love three weeks ago. Yesterday, I was recruited and offered a position by a huge company for the same kind of position, and they pay more than twice what I’m making now. I did not...