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Summer’s just around the corner, which means you might be thinking about one of my favourite things: vacation! In fact, I always joke that vacation planning is basically one of my spiritual gifts. But we all know vacations can get expensive really fa...

How did the average do-it-yourself investor fare last year? Dalbar, Inc knows! First, a look back at 2021 investment environment in the United States. It was another impactful year for many events, predictable and seriously improbable: • Covid pandem...

Dear Dave, My wife and I are in our late twenties, and we have two kids. Our combined income is about $110,000 a year, but we have $70,000 in loans on two cars, plus about $15,000 in credit card debt. My in-laws have offered to let us move in with th...

Dear Dave, My wife and I have always attended church, and we have always tithed. Over the last few months, we have come to the decision it is time for us to find a place to worship that is a little more involved in the community. If we are actively l...

My family did not travel much when I was a child, but when we did, my parents jumped through hoops to cut costs. On a trip to Disney World, for example, our family of six switched hotels. Every. Night. My mom worked for a hotel chain and could get o...

It’s déjà vu all over again. The actions of a few impacting the welfare of thousands. Much was written last week about the British Virgin Islands and its leaders, concerning “possible corruption or other serious dishonesty in relation to past and pre...

Dear Dave, Do you have any advice on how to start a carwash and detailing business? What things should I consider first, and what do I keep in mind over the long run? – Andrew Dear Andrew, I’m excited for you, man! And I love your ambitious spir...

This is the fifth and final in a series of articles to mark Financial Literacy Month. Inflation is insidious. It decreases monetary value, purchasing power, slows spending, raises costs, all with various impacts, deleterious or beneficial on hou...

This is the fourth in a series of articles written in conjunction with Financial Literacy Month. Today we look at current finance-focused impact concerns about minimising inflation strategies being exercised by our three largest neighbours: the ...

Dear Dave, A relative of mine recently mentioned she had two life insurance policies. Is it okay for a person to have more than one life insurance policy? If so, why would someone do that? — Victoria Dear Victoria, There are no rules against hav...