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Dear Dave, I finally paid off all my debt except for my house, and I have an emergency fund of six months of expenses saved. It feels great to be in control of my money, but I am afraid I might lose control again and end up back where I started befor...

In the latest in our Focus on Financial Literacy for Life Success 2022, a regular monthly feature, we consider the comments in a recent column in The Royal Gazette. One of the last comments in the article, written by Christopher Famous, was: “Flowery...

The new year is here, guys! There’s no better time than the beginning of a new year (after all that crazy Christmas spending) to get serious about saving money. And one simple way to do that is by looking for ways to save around the house. So, here a...

According to various media, observations from financial, marketing and economist types suggest that pent-up consumer demand will explode in a spending spike in 2022. That’s possible, but what is more interesting is how and what consumers will be pur...

Merry Christmas, everyone. Christmas week and end of year is very hectic: finalising work deadlines, organising family, faith, community gatherings while anticipating a few days of leisure at home. Today’s column features some low-cost or free good m...

Dear Readers, I wrote the original version of this article in the aftermath years of the 2007-2009 global recession. It has been updated for post-Covid recovery. We humans know that we are extraordinary creatures. We experience emotions galore....

So, what is your desired salary? This is a question that can make any job candidate’s stomach drop, whether they’re reading it on an application or hearing it from an interviewer. You don’t want to give a lowball answer, but you also don’t want to se...

Surprise! Your child might buy your Christmas present with his or her very own debit card – funded by you, of course. Debit cards for kids – from as young as three to late teenager – are still a relatively new concept, less than a decade old. The gro...

Dear Dave, I thought I was going to get control of my money and make a lot of other positive changes in my life this year, but very few of the things I wanted to accomplish happened. I started strong, and began with serious intentions, but somewhere ...

We are in the car pulling through a drive-in window. He looks solemnly at me and says: “My mom gets the money from the machine and then, she buys me what I want, like Lego people.” His face lights up in anticipation. He is only 4 years old yet has al...