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Dear Dave, I can’t decide whether to sell or keep a rental property. Except for the property in question I’m debt-free, and I make $90,000 a year. I owe $20,000 on the property, and it is worth $65,000. What do you think? – George Dear George, Y...

Another up and down week of oscillating valuations in US capital markets, possibly somewhat due to fluctuating position values in cryptocurrency, the newest, new thing and inflation concerns. Having said that, capital markets are ever-changing these...

Despite some recent choppiness, stock market averages continue to hover near their all-time highs – but that masks a subtle shift occurring beneath the surface. Lately, cyclical stocks, or those most dependent on economic strength for profits, have b...

Heading into the workforce after college and living on your own is hard enough without a global crisis messing with the job market. But listen, you can make a steady income and win with your money if you make a few smart moves starting right now. Her...

Last month marked the end of another human tragedy of epic proportions. A tragedy so similar to Shakespearean elements of deception, lies, obfuscation, greed, herd mentality, the overwhelming need to be aligned with the “popular” group, religious co...

Do you have a hard time falling asleep? Or do you bolt awake at 2am every morning with a racing heart? According to a recent survey from our research team at Ramsey Solutions, you’re probably worried about money. In the first quarter of 2021, America...

Multiple decades ago, author Richard Starry and his charmingly portrayed characters Lowly Worm, Huckle Cat and other loveable animals in The Best Little Word Book Ever, and many other books, were incredibly popular in our household. The storybook fam...

The Dawn of New Beginnings: Your Personal Financial Review to Dramatically Improve your Financial Lifestyle in serialised format on The Royal Gazette website is finalised this week, all 344 pages. Readers, I thank you for your support in this...

Dear Dave, You talk a lot about budgeting, and how important it is in getting control of your money. But don’t most people already have a good idea of what they’re spending, and how much they have in the bank, without going through all the time and t...

My mom is the most amazing woman on the planet. When she was 34 years old, she suddenly had a baby to raise on her own (me). With only $64, she needed a job. So, she got scrappy and decided to use her baking skills to earn money. She started out by r...