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Filmmakers use the phrase “Narrative Is Everything” to emphasise the importance of storytelling to their craft. They understand how a good storyline communicates to the viewer, draws them in and makes them root for the protagonist. Without a good na...

Dear Dave, I’m 19, and I’m about to finish up my first year of college. I have enough money through scholarships and help from my family to get a bachelor’s degree. After that, I plan on going to law school and cash-flowing that part of my education...

My friend Amanda has always loved to shop. Finding good deals is a sport to her. But for a while, her shopping habit made things stressful in her marriage. No matter how much money she and her husband made, Amanda almost always spent more than they h...

In Bermuda, the primeval influence of the sea is everywhere. For centuries, it was our only access, our perpetual conduit for commerce and discovery to the outside world. It is our one constant – always so closely there, never separated from us – on...

Dear Dave, I’m on Baby Step 2, and I’m working hard to get out of debt. My last two debts are $6,000 on a credit card, and $10,000 on a car loan. I’ll be receiving a $6,000 bonus at work in a couple of weeks, and I was wondering what to do with the m...

Dear Dave, When it comes to your career and profession, how can you tell if you’ve truly found your calling in life? – Tony Dear Tony, I don’t think it’s common for most folks to feel like they’ve experienced some kind of grand revelation, and s...

And, now for something lighter. The family video opens with two young English boys, Harry, 3, and Charlie, 1, sitting comfortably in a high, leather chair. “Charlie bit my finger - again!” At first, Harry is teasing Charlie with his finger; but when ...

Many of us have, one might say, a supreme confidence in our invincibility in the face of calamity. It is called optimism bias, as in “bad luck events happen to other people, but not to us”. Optimism bias exists across the human global spectrum – tra...

Dear Dave, I can’t decide whether to sell or keep a rental property. Except for the property in question I’m debt-free, and I make $90,000 a year. I owe $20,000 on the property, and it is worth $65,000. What do you think? – George Dear George, Y...

Another up and down week of oscillating valuations in US capital markets, possibly somewhat due to fluctuating position values in cryptocurrency, the newest, new thing and inflation concerns. Having said that, capital markets are ever-changing these...