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Dear Dave, I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our parents have helped us out with financial gifts occasionally. Whenever this happens, ...

Democratic discourse! Dear readers, thank you for the shares and the commentators who illuminated reasons for and against climate change risk on last week’s article in The Royal Gazette, headlined “Climate change: Code Red for humanity”. Bermuda doe...

Another island morning as dawn slowly crests the horizon. Your house is chilled. Windows streaked with ice; ground covered in snow; the precious grass you’ve spent hours fertilising and watering into perfection is frozen. “This can’t be. I’m dreaming...

Making a list, checking it twice … Oh wait, it’s not the holiday season quite yet? You may still be enjoying time at the pool, but if you haven’t started yet, now is the best time to start budgeting for Christmas. When you make a Christmas budget ah...

Part two of “Thinking of retiring – don’t.” Instead, start your journey to the Age of Enlightenment. Thousands of articles have been written about retirement financial planning, spending before and after, managing investments for income needs, a...

Dear Dave, A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? – Carson Dear Carson, Impact investing generally aims to benefit soci...

Part six: continuing Bermuda Insurance Monthly Series – last Saturday of each month The business of risk management and insurance encompasses millions of decisions, strategies, analyses, probability outcomes, the entire range of geography, all c...

Dear Dave, My fiancee and I want to make an offer on a house. She has a lot of late payments and a bad credit record, though, but she is working hard to manage her money better and get out of debt. I don’t make enough money to get a home loan by myse...

Readers, this is a revised edition of retirement articles I wrote in September 2000. More than 21 years later, as a financial and retirement planning professional having worked with hundreds of clients, my thinking (and advice) on this life stage has...

We’ve reached a halfway point in the year, and if you’re also in the middle of your debt-free journey, your motivation may be in a slump. The excitement of starting your debt-free journey may have worn off, and now you’re in the daily grind of payin...