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Readers, The Dawn of New Beginnings, Book 1 of the Bermuda Islander Financial Planning Primer Series, is available under the menu bar/business/Bermuda Islander. It features Step 6, Your budget tracker; and Step 7, Debt want versus need. Step 8, Your ...

We all had big dreams as little kids. Maybe your dream was to be an astronaut, a musician, or even a mermaid! But when you got a little older, and a little wiser, real life set in and you realised – for one reason or another – that wasn’t going to h...

Financial complacency, insecurity, and excellence juxtaposed. We Bermudians tend to suffer from the extremes of a bipolar social syndrome. At times, we’ve committed the national sin of arrogance and self-confidence in “our special place on this earth...

Dear Dave, My husband and I usually have a few disagreements around the holidays when it comes to Christmas spending. Do you have any advice for eliminating this kind of thing, and making the financial side of Christmas a little less stressful? – Kel...

Readers, The Dawn of New Beginnings, Book 1 of the Bermuda Islander Financial Planning Primer Series, featuring Step 6, Your Basic Budget Tracking Income and Expenses, will be posted on Monday, November 30. Be sure to use the link https://www.roy...

Black Friday is coming! Everywhere you look there’s a good deal to be had. And this year, most people aren’t even going to the stores, but that won’t stop the sales from coming to you. They’re showing up in your inbox, just sitting in your pocket wai...

Readers, The Dawn of New Beginnings, book one of the Bermuda Islander Financial Planning Primer Series, is available on The Royal Gazette website. Click on the Business tab near the top of the webpage and you will find Bermuda Islander in the drop d...

You’ve been there. You open up a holiday sale e-mail, and the colourful images of trendy new items make you drool a little. You click into the store, ready to shop for Christmas gifts. There’s a gorgeous handbag that immediately makes you think of yo...

Readers, The Dawn of New Beginnings, book one of the Bermuda Islander Financial Planning Primer Series, is available on The Royal Gazette website. Click on the Business tab near the top of the webpage and you will find Bermuda Islander in the drop do...

Dear Dave, My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in consumer debt since March. We were wondering if we should refinance our mortgage. Our current rate is 4.875 per cent, with 28 years remaining on the loan. We found a ...