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Dear Dave, I’ve never heard you talk about store layaway programmes. With Christmas coming, I wanted to ask your opinion of using layaway for buying gifts. — Meg *** Dear Meg, If you know me, you probably have a good idea what’s coming next. I’m no...

The holidays are here, and for many parents, it’s all about managing their kids’ expectations. They think they need to give their kids the biggest presents, the most presents, and the coolest presents. But trust me: Little Sally won’t be scarred for ...

You can likely thank (or blame) your parents for some aspects of how you turned out. Maybe you have your mother’s eyes or your dad’s habit of chewing with your mouth open. How you manage money is another thing you likely picked up from your parents —...

Have you heard the Scripture, “God loves a grumpy giver”? Wait, that can’t be right. It says, “God loves a cheerful giver.” That makes a lot more sense. I’m sure we’ve all experienced the joy that giving brings, and Christmas is the perfect time to ...

Investing is a problem that has been solved, Dave Nadig, managing director of ETF.com, likes to say. Keep it simple, hold down costs, diversify, invest for the long run and let the magic of compounding work for you. For most investors and money manag...

Dear Dave, I’ve gotten out of debt before following your plan, but I always seem to fall right back in. I find myself spending more than I mean to whenever I go out shopping or running errands. I’m tired of all this, and I want to stop busting my bud...

Dear Dave, Is it okay to give very young children an allowance? — Christie Dear Christie, Teaching kids there’s an emotional connection between work and money is one of the best things you can do as a parent. Once your kids are old enough to do a fe...

Dear Dave, I’m 26 and single, and I have about $35,000 in credit card and student loan debt. I’m only making $20,000 a year right now, but I expect to be making almost $30,000 soon. Under the circumstances, can I get by with $500 in my emergency fund...

What do you picture when you hear the word retirement? You might have a vague plan of travelling around the country visiting grandkids. Or maybe you long for the day when you’ve saved up enough money to quit a job you hate. Some of you might feel an...

Dear Dave, I’ve heard lots of different theories and recommendations when it comes to paying off debt. Why do you advise paying off debts from smallest to largest? Marlee Dear Marlee, A lot of people wonder the same thing when I bring up the debt sno...