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Home refresh: where to spend, where to save

Natalie Martis, Buyer, Home Furnishings at Gibbons Company, says neutral colours and seasonal layers, such as throw pillows and plush throws, can help create a cosy feel to your home (Photograph by Akil Simmons)

Refreshing your home for a new season doesn’t have to mean replacing everything in it.

In fact, if the foundation of a room is good, Natalie Martis, Buyer, Home Furnishings at Gibbons Company, believes some of the biggest pieces should be left exactly where they are.

The trick is knowing where your decorating dollars will make a difference, where you can spend a little less and, perhaps most importantly, what you don’t need to buy at all.

For autumn, Ms Martis would focus her attention on the living room.

“This is where the family love to gather at the end of the day and get cosy.”

But the sofa, coffee table, side tables and television stand wouldn’t be going anywhere.

“Keeping furniture neutral in colour and timeless, it’s easy to update your room with accents.”

She says it’s a useful approach for Bermuda homes, where fall doesn’t necessarily require a dramatic seasonal transformation. Instead, a few considered changes can make a room feel warmer without investing in furniture that will still need to work when summer rolls around again.

Spend: pieces that will last

If you are going to put more of your budget somewhere, Ms Martis recommends spending it on pieces you expect to keep beyond a single season.

“I would spend more on pieces I intend to have for more than one season and less on items that are seasonal.”

For her fall living room, that would begin with a plush, high-pile area rug.

A rug can add warmth and texture to the room without locking you into an overtly autumnal look. Choose well and it can remain part of the space long after fall is over.

Save: the seasonal layers

The smaller accents are where Ms Martis would introduce more obvious signs of the season.

She says: “I would then accent that with throw pillows and a plush throw.”

Ms Martis says colour can do much of the work. Rather than changing the largest elements of the room, she recommends keeping the main surfaces light with ivory, cream or soft white and introducing richer shades through smaller pieces.

Caramel, terracotta, warm wood and sage all bring warmth to the room without making it feel too heavy. And the same restraint applies to pattern.

Ms Martis suggests using it sparingly, choosing small botanicals or subtle florals rather than filling the room with heavily seasonal prints.

Spend a little: create the mood

Not every change has to be visual. Ms Martis would add a signature fragrance with notes of sandalwood, vanilla and amber to bring another layer of warmth to the room.

Fall florals can also shift the mood. Hydrangeas and pampas grass are among her choices for adding seasonal interest without changing the room itself.

These are the details that can be switched as the months change while your larger investment pieces remain untouched.

Skip: things you’ll have to store

Perhaps the easiest way to save money is knowing what not to buy.

“I would skip little decorative objects and overly seasonal items that you can’t display for a long time and then have to store.”

It’s tempting to mark a new season by buying all new decorations, but those purchases can quickly become clutter once the season ends.

Instead, her approach is to start with what you already own, invest in pieces with longevity and use smaller accents to create the feeling you want now.

The result is a room that feels refreshed for fall without requiring an entirely new living room, or a cupboard full of decorations waiting for next year.

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Published October 09, 2026 at 7:57 am (Updated October 09, 2026 at 8:22 am)

Home refresh: where to spend, where to save

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