XL Catlin’s insurance business has launched an insurance package aimed at the mid to large visitor attraction sector, providing assistance as a result of a catastrophic injury and against a range of security threats.

In a statement, the company said: “Visitor attractions around the world are vulnerable to a diverse range of bodily injury and security-related incidents and threats, which pose serious risks to the enjoyment and safety of the large crowds of visitors they draw in.

“Many of these venues are particularly at risk from terrorist activity, as they present active assailants with a range of high-profile cultural, religious or political targets.”

The company said if an incident does occur, the potential for harm is enormous, “not only to visitors, but also to an organisation’s staff, business and long-term reputation.

“This is why a swift, organised and specialised response is required to ensure the situation is handled as effectively as possible. Even the threat of terror or violence can cause major disruption, and must therefore be managed in the right way”.

Bermudian-based XL Catlin has developed Leisure Protect — a new insurance package for the attractions sector. It is initially available in the UK and Ireland, and comes with location limits of up to $25 million for bodily injury, property damage and business interruption resulting from a range of catastrophic events including security-related threats, from workplace violence to terrorism.

Leisure Protect delivers 24/7 expert crisis response support — provided by business communications consultancy, Instinctif Partners — for the first 48 hours following an incident, and comprehensive business recovery assistance. Additional digital risk management software capability can be provided in conjunction with Mobaro Park.

Paul Thomas, global product head, sport and leisure, at XL Catlin, said: “Catastrophic injury and security-related risks are a major concern for visitor attractions around the world. Having the right insurance cover in place is essential, not only for the financial protection it provides for property, business interruption and third-party liabilities, but also for the crisis response support it can offer should an incident take place.”