All times are Bermuda time unless indicated.

New York Society of Insurance Analysts Insurance Conference. January 27-28 at the Harvard Club, 27 West 44th Street, New York City. Speakers include Scott Wilkomm, chief executive officer of Scottish Annuity & Life, Albert Benchimol, chief Financial officer of PartnerRe, Gavin Arton, senior vice president of XL Capital and William Riker, chief operating officer of RenaissanceRe. To register, contact New York Society of Insurance Analysts (fax 212-541-4677) or register online at www.nyssa,org/events/

Salomon Smith Barney Financial Services Conference at the Plaza Hotel, NewYork: January 28. ACE Ltd. chief executive officer Brian Duperreault will speak at 11 a.m. Webcast: http://www.acelimited.com

PartnerRe Ltd. chief executive officer Patrick Thiele and chief financial officer Albert Benchimol will speak at 3:45 p.m.

Webcast: http://www.veracast.com/ssb/2003/financial-services/63108324.cfm

Bermuda Customs - Modernisation of Processes: Assistant Collector of Customs Larry Conn will address the Purchasing Management Association of Bermuda's dinner meeting on the subject at 6.30 p.m. on February 19 at the Royal Hamilton Amateur Dinghy Club. Cal 296-3408 ext. 1302 for information.

Wealth, Health and Happiness - Having It All! - A two-day conference aimed at encouraging women to take more responsibility for their lives at Elbow Beach Hotel February 28 and March 1.

Global Life Insurance Forum: Fairmont Southamptonm Process Hotel, June 25-27. Phone IBC USA at 603-472-7494 or go to www.ibcusa.com/wealth for more information.

Fourth quarter earnings announcements:

ACE Ltd.: Earnings release: February 5 (after market close). Webcast: February 6, 9.30 a.m.

Scottish Annuity & Life: Earnings release: February 12. Conference Call: February 12, 12 p.m.

WP Stewart & Co., Ltd: Conference call - January 29 2003 9.15 a.m. - 9.45 a.m. By teleconference, dial: 1 - 888-331-0044 (within the US) +203-748-8964 (outside US) Password W.P. Stewart or via the internet at www.firstcallevents.com/service/ajwz372420831gfl2.html

Max Re Capital Ltd Conference call - February 3, 2003 at 11 a.m. dial # 888 482 0024 Access Code 67414 or via company website www.maxre.bm

RenaissanceRe: Earnings release: February 4 (after market close) Conference call, February 5 at 10 a.m. Live webcast: www.renre.com

Everest Re Group: Conference call - February 11, 2003 9.30 a.m. www.everestre.com or www.streetevents.com.

PartnerRe: Conference call and simultaneous webcast - February 11 2003 at 11 a.m. Investor Information section of PartnerRe's Web site www.partnerre.com and should log on at least five minutes prior to the start.

XL Capital: Earnings release: February 11 (after market close). Conference call 10 a.m., February 12. A live online webcast of this call will be available at www.xlcapital.com and will be archived on XL's website from approximately 2 p.m. February 12.

Platinum Underwriters Holdings, Ltd.: Earnings release February 13 (after market close). Conference call: February 14 at 9.30 a.m. The call can be accessed by dialing 800-474-8920 (US callers) or

719-457-2727 (international callers), or in a listen-only mode via the Investor Relations section of Platinum's website at www.platinumre.com. Those who intend to participate in the teleconference should register at least ten minutes in advance to ensure access to the call.

If you would like to have an event listed in the business calendar, please call Becky Ausenda on (278 0147) or e-mail businessroyalgazette.bm