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BUSINESS CALENDAR

Monday, April 21, 2003 The Bermuda Chapter of International Association of Administrative Professionals Buffet Breakfast at La Coquille. Speaker - Mr. Dale Butler JP, MP.

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Wednesday, April 23, 2003, Administrative Professionals Day. International Association of Administrative Professionals workshops 9 - 11:15 a.m. at the Bermuda College. Presenters to include Cindy Swan and William Spriggs. Lunch follows at the Stonington Beach Hotel from 12 Noon - 1:30 p.m. (seating will commence at 11:30 a.m.) Keynote speaker - Hon. Paula Cox JP, MP.

Teleconference "Future Skills, What You Need to Succeed in 2003 and Beyond" 1:45 - 4:30 p.m.

Further details including ticket prices Melody Parris, Bermuda Chapter IAAP at 297-7976 (d) / 295-3412 (h) / iaapbdayahoo.com

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Wednesday April 23 RenaissanceRe First Quarter Results conference call at 10.00am EST live webcast www.renre.com or call Martin Merritt at 2954513 for telephone details

Thursday, April 24, 2003 Information Systems Audit and Control Association monthly meeting - 12:15 to 1:15 p.m. Speaker - Nigel Hickson, e-commerce consultant to the ministry of e-commerce and telecommunications.Open to all, but contact Anthony Hownam-Meek at 298-4664 or John Mayor at 298-4660 if you wish to attend.

Monday April 28, 2003 (also 29th and 30th) Bermuda Employers' Council Administrative Professionals seminar featuring Paul Loftus, Industrial Psychologist contact Annwen Stirling at BEC 295 5070

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Tuesday April 29, 2003 XL Capital Ltd First Quarter Results conference call 2003 live webcast of this call will be available at www.xlcapital.com 10.00am EST. Telephone replay 1.00pm onwards 1 201 612 7415 a/c number 7716 and conference I.D. no. 63046

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Wednesday April 30, 2003 ACE Limited First Quarter Results conference call at 8.30am EST live webcast www.acelimited.com or telephone Helen Wilson 299 9283 for details

WP Stewart & Co., Ltd First Quarter conference call 9.15am EST www.firstcallevents.com/service/ajwz378348420gf12.html or dial 1 203 748 8964 password WP Stewart

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Thursday May 1, 2003 Tyco Second Quarter Results 8.30am EST http://investors.tyco.com/medialist.cfm or by telephone 1 612 332 7515

Montpelier Re Holdings Ltd. First Quarter Results conference call 8.30am EST live webcast www.montpelierre.bm or via telephone 1 617 801 9702 pass code 311053

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Monday, May 5, 2003 Max Re Capital Ltd. First Quarter Results conference call 10.00am EST dial in 1 617 847 3007

Tuesday, May 6, 2003 PartnerRe First Quarter Results conference call 10.00am EST www.partnerre.com

Wednesday May 7, 2003 Scottish Annuity & Life Holdings, Ltd. conference call 11.00am EST dial 1 703 736 7226 access 6483554

Wednesday May 14, 2003 Platinum Underwriters First Quarter Results conference call 8.30am EST www.platinumre.com or dial 1 913 981 5507

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For all conference calls please log on to website investor sections or dial in at least five minutes prior to the start.