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Pre-tax profit: £0.8 million compared to £7.8 million in the first half of 2009.Gross premiums written: £155.9 compared to £149.9 million in 2009.Combined ratio: 101.7 percent compared to 71.4 percent in 2009.

Pre-tax profit: £0.8 million compared to £7.8 million in the first half of 2009.

Gross premiums written: £155.9 compared to £149.9 million in 2009.

Combined ratio: 101.7 percent compared to 71.4 percent in 2009.