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Net income: $93.7 million compared to $109.5 million in the third quarter of 2009.Net premiums written: $199.4 million compared to $243.6 million in 2009.Combined ratio: 68.1 percent compared to 72.3 percent in 2009.

Net income: $93.7 million compared to $109.5 million in the third quarter of 2009.

Net premiums written: $199.4 million compared to $243.6 million in 2009.

Combined ratio: 68.1 percent compared to 72.3 percent in 2009.