A five-year-old girl raped and bleeding...fathers forced to violate daughters...mothers rounded up and sexually brutalised...bewildered families homeless and torn apart.

And as the unspeakable horrors mount, the world watches -- and does nothing.

To Iranian-born Moslem Ms Feryal Gharahi the international reaction to the human disaster of Bosnia-Herzegovina has been woeful.

She points a critical finger at the West for sitting by as the rampant Serbs carry out atrocities against the Moslems.

And this week the human rights activist will hammer home her views to Bermudians.

"I think we all could do something. To put pressure on the politicians.'' Ms Gharahi, who recently visited war-ravaged former Yugoslavia, has been invited here by the Bermuda branch of Amnesty International.

She will speak to Hamilton Rotarians today, the Moslem community this evening, and at Christ Church, Warwick, tomorrow night.

And on Thursday Ms Gharahi will be the first speaker at Amnesty's Colin Horsfield Memorial Lecture at Bermuda College. It starts at 7.30 p.m.

Ms Gharahi, a lawyer and vice chairman of New York-based women's rights organisation, Equality Now, visited Bosnia in February.

With her was Bianca Jagger, the first wife of renowned rocker Mick Jagger.

"Although I was intellectually prepared for the trip, I was not emotionally,'' said Ms Gharahi, an American citizen.

The pair, with United Nations guides, were shown around refugee camps.

They were packed with Bosnian Moslems recently released from the horror of concentration camps.

As a criminal lawyer Ms Gharahi has been exposed to the darker sides of humanity, but was unprepared for what she experienced.

"I have never seen such destruction of families. The number of people who have suffered unspeakable horrors and terrible pain is unbelievable, and I can't begin to describe it.

"I was at one camp bordering Bosnia and Croatia where I spent the entire day.

"I was talking to the men and they were telling me about their experience in the concentration camps, when I noticed a little girl. She was about five- years- old.

"When I asked about her, her father put his head down on the table and began weeping.

"It turned out she had suffered an atrocity. The Serbs had raped her and also gang-raped her mother.

"While the mother was taken to a rape camp, her father was put in a concentration camp.'' Ms Gharahi said she picked up the little girl and placed her on her lap.

"She was so traumatised, and as I held her little tears formed in her eyes.

"It was difficult for me to continue holding her. She may not have known she had been raped. But she knew the pain and the blood.

"The image of her has stayed with me. It will never disappear.'' Ms Gharahi said images of horror were repeatedly conjured up as she spoke to about 200 others in the refugee camps.

The Serbs were carrying out systematic raping of women -- knowing that this would alienate them from their families.

"Fathers are also being forced to rape daughters, and brothers to rape sisters to break up families.'' Ms Gharahi added: "There is a feeling of complete bewilderment. There is also a feeling of complete abandonment.

"Most of them feel the world does not want to know because they are just poor Moslems.

"It's a terrible thing to say, but I think there is some truth in that.'' Ms Gharahi, who has relayed her experience to the US Congress, wants the West arms embargo on the Moslems lifted.

"They need to be able to defend themselves. At the moment it is just genocide.'' Ms Gharahi is also pushing for the West to intervene militarily.

PLEA FOR BOSNIA -- Ms Feryal Gharahi.