experience what life can be like for Bermuda's homeless population. And the experience, according to some of the sleepless participants, was a real eye-opener. ---- Page 2 ACCIDENT AFTER ALLEGED CHASE CRM Accident after alleged chase Police are set to prosecute the driver of a car which allegedly led officers on a high-speed weekend chase through Hamilton. The driver was arrested after the car smashed into a tree on Middle Road, Devonshire, slightly injuring a passenger. ---- Page 3 PLEA FOR END TO HOUSING `CRISIS' HSG Plea for end to housing `crisis' Bermudians have the right to affordable housing and Government is not doing enough to ease the current crisis, a local housing group spokeswoman said yesterday. The National Tenants and Future Homeowners Association (NTFHA) was formed earlier this year to address the needs of "rent burdened'' Bermudians.

---- Page 5 HOPE OVER EMLICO CONTROVERSY BUC Hope over EMLICO controversy A key portion of the dispute over the move to Bermuda by the General Electric Co. (GE) Massachusetts insurer, Electric Mutual Liability Insurance Co.

appears to have been settled. ---- Business, Page 13 BANKER BLASTS `PAST MISTAKES' BUC Banker blasts `past mistakes' Bank of N.T. Butterfield and Son Ltd. president and chief executive officer Calum Johnston has slammed previous management for past mistakes in growing the bank's overseas operations. ---- Business, Page 13 YACHTSMEN FIND THE GOING SLOW SLG Yachtsmen find the going slow This year's Newport-Bermuda Race could be one of the slowest in 20 years with the fleet increasingly frustrated by the calm conditions. ---- Sport, Page 27