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What to do when money ceases to be a motivation

Dave Ramsey

Dear Dave,

My husband and I have been very blessed financially over the course of our lives. We make a little over $200,000 a year combined, and we currently have a net worth of around $4 million. But what do you do when you’re not motivated by that kind of thing anymore? How do you find and live out God’s purpose for your life, when you’ve already had a better life than you ever expected?

— Amanda

Dear Amanda,

I can’t tell you what your calling is, but I can say this. There’s a lot of fulfillment and joy to be found when you’re doing something that serves the people and things in your life that matter most.

If you have studied psychology a bit, you may remember something called Maslow’s Hierarchy of Needs. Basically, it says once your physiological and safety needs have been met, you begin to feel the need to find other things to motivate you.

It sounds like you’re both hard-working, performance-driven people. I am, too. And people like us get our relaxation, and even fulfilment, away from work in different ways than most people.

If I were in your shoes, I’d start trying to think about ways you can serve other people or causes you care about. Maybe there were dreams you had a long time ago, and you put them aside for your career.

What really speaks to you right now, at this stage of your life? For you, if you have kids in the house, it might mean becoming a stay-at-home mum and really pouring yourself into them.

It might mean starting an animal shelter, or providing meals for people who are housebound. Everyone has dreams, and everyone’s dreams are different.

It sounds like you’ve been thinking about this for a while, so here’s my advice to you. Take a day, or even a weekend, all to yourself. Get away from everything and everyone — any and all outside distractions — and think about your future self.

Bring along things to eat and drink, a bunch of notepads, pencils and a Bible. Then, before you do anything else, take a deep breath, relax and pray.

From that point on, be completely honest with God and with yourself. Open up your heart and mind to things you care about and all the possibilities.

You have to have a goal that’s worthy in mind, and that’s the one thing that’s missing. But a time of thoughtful prayer — and yes, even daydreaming — may just put you closer to an answer than you’ve ever been before.

Congratulations on your success, Amanda. You and your husband truly have been blessed. But now, it may be the time to become a blessing to others!

— Dave

Dave Ramsey is an eight-times national bestselling author, personal finance expert and host of The Ramsey Show. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people regain control of their money, build wealth, and enhance their lives. He also serves as CEO of Ramsey Solutions

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Published May 25, 2024 at 7:59 am (Updated May 25, 2024 at 7:41 am)

What to do when money ceases to be a motivation

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