Log In

Reset Password

Mosaic launches new excess casualty unit

April Andruczyk, head of Bermuda, excess casualty, Mosaic (Photograph supplied)

Mosaic Insurance has assembled a special team to lead a new excess casualty unit out of Bermuda.

The company’s eighth global product line is up an running and the company has hired specialist April Andruczyk to lead the business from the local office.

The new division will provide support to large corporate and multinational clients facing rising liability costs, particularly in the volatile North American market.

Target industry sectors will include transportation, consumer goods, industrial manufacturing, utilities, construction, energy, hospitality, real estate and life science, with capacity up to $10 million per risk, available through Mosaic’s Bermuda platform — part of its worldwide agency network that leverages Mosaic Syndicate 1609, supported by syndicated partners.

Chris Abraham, specialist underwriter, Mosaic (Photograph supplied)

Mosaic’s new team includes two additional Bermuda-based specialist underwriters, Andrew Watson and Chris Abraham, along with UK consultant Mike Warwicker, all experts in the class of business, and junior underwriter Skyler Powell.

The strategic buildout broadens Mosaic’s portfolio beyond its seven foundational specialty lines to meet growing client demand in the casualty space and deliver long-term value.

Appointed head of Bermuda, excess casualty, Ms Andruczyk has close to 30 years of underwriting and leadership experience, with deep expertise in excess liability and general casualty, the company said.

Most recently, she served as vice-president of general casualty at Allied World Assurance Company in Bermuda, responsible for underwriting, portfolio management and strategic broker relationships.

Andrew Watson, specialist underwriter, Mosaic (Photograph supplied)

She spent 18 years with Ace Bermuda (now Chubb), managing its excess liability division after starting her career at the legacy Chubb Corporation in New York, where she held senior underwriting roles.

Mark Wheeler, co-CEO at Mosaic, said: “This strategic expansion comes at a time when the excess casualty market faces ongoing challenges, and the need for reliable capacity remains elevated. Our approach has been carefully considered and, like all our lines, leverages the most outstanding talent — this time in complex excess casualty. We have strong aspirations for the product to become a significant line of business for us.”

Mike Warwicker, UK consultant on excess casualty, Mosaic (Photograph supplied)

Toby Smith, Mosaic’s CEO, Americas, added: “April is a highly respected market leader with extensive technical knowledge and enduring broker and client relationships.

“We are also pleased to welcome Andrew and Chris, with support from Mike, who, collectively, bring many years of experience and market insights to support our team as we build out this new line. There are exciting opportunities ahead, and we look forward to delivering solutions that meet the evolving needs of this dynamic market.”

Skyler Powell, junior underwriter, Mosaic (Photograph supplied)
Mosaic’s new head of Bermuda, excess casualty, April Andruczyk, centre, with consultant Mike Warwicker, left, and specialist underwriting team members Andrew Watson and Chris Abraham, and junior underwriter Skyler Powell
Royal Gazette has implemented platform upgrades, requiring users to utilize their Royal Gazette Account Login to comment on Disqus for enhanced security. To create an account, click here.

You must be Registered or to post comment or to vote.

Published January 09, 2026 at 7:10 am (Updated January 09, 2026 at 7:06 am)

Mosaic launches new excess casualty unit

Users agree to adhere to our Online User Conduct for commenting and user who violate the Terms of Service will be banned.