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The stereo set: a hypothetical family narrative from earlier decades He must have had his eye on it for months; he talked about getting one incessantly. How he could use it to play in his room. How it would help him study. How he could carry it ...

According to the World Bank, Bermuda still has one of, if not, the highest GDP per capita world-wide at $110,869.50. Hah! If they only knew just how extraordinarily expensive it is to live on an isolated island where everything — except sand, seawee...

Recent grocery advertisements, along with comments on social media, continue to expose the now staggering cost of basic foodstuffs, shipping, fuel and utilities. How are you coping, readers? How is anyone coping? Blame for the current state of econo...

Another market blow-up. FTX was one of the biggest cryptocurrency exchanges in the world. Founded in 2019 and based in the Bahamas. FTX specialised in derivatives, leveraged products and spot trading markets, developed at an extraordinary growth rate...

This is an updated article on being thankful and having gratitude – originally written in November 2007. That year of 2007 was a time of serious financial concerns, capital markets were headed into severe disruption, overheated economies were deflati...

We covered great detail in the first three parts of “The Anatomy of A Mortgage Contract” series. Part one: mortgage description overview is composed of two contracts, a deed and a mortgage, kinds of mortgages available, overview of the process, ...

Yesterday was Armistice Day, a time set aside in Bermuda and elsewhere to commemorate and remember all who died during the First World War (now more than 100 years ago), and the Second World War, in the ever-continuing fight for democracy against the...

I don’t believe in retirement. Why should I or you? Governments and those “all-knowers” across the spectrum, say you should. According to Mary Lou Weisman in “The History of Retirement, From Early Man to A.A.R.P”, writing in the New York Times in Ma...

This is the third in a series of articles about the anatomy of a mortgage contract. Be aware that mortgage contract facts covered are generically-derived – your mortgage will be specific to your mortgage and your lender. We've covered mortgage f...

This article originally written in fall 2017. It has been revised and updated with current information. These days the truth is in short supply. What is truth? Is it those mundane facts of consequences that are embedded in law, such as you must ...