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This is the second part of the series about the anatomy of a mortgage contract. In part one, we coved the basics – the various kinds of mortgages, legal ownership, and some of the process. Readers, please keep in mind that this is a general discours...

A healthy relationship between employees and employers – with all parties understanding and living up to their obligations – is fundamental to our economy. Looking at the details of some employment disputes in Bermuda helps us to understand where th...

Buying your dream home is a huge decision in many of our financial lives. In this, the first of a five-part series in Moneywise, we take a look at what the process entails. You’ve saved and saved – now the dream is about to become a reality. One of t...

On April 18 2022, a financial literacy contest was announced for all readers of this Moneywise column, seeking five winners. The contest invited any interested contestants to describe in 200 words or less what financial literacy / wellness means to y...

The CFA Financial Literacy Series is a great way to learn about personal finances in global and Bermuda contexts

Money market mutual funds’ interest rates of return will continue to climb – based upon aggressive interest rate increases by the United States Federal Reserve and concomitantly by other global central banks. The strategy is a continuing effort to c...

In 2022, are you more or less happy than you were 15 years ago? Gallup, the world-renowned leader in statistical analyses of polls on public opinion, knows the answer about how everyone feels – compiled directly from its 2021 data in the 2022 Gallup ...

Spend less, consume less, save more is sound advice in normal times. Today’s troubled times need a new message

The scheduled article for today was superseded by the concerning survey results conducted by Narrative Research Bermuda online from 382 adults featured on August 18 in The Royal Gazette. The report noted the following: • 56 per cent are spending les...

The US Federal Reserve raised interest rates again on July 27, in a second abrupt escalation one month apart, an additional 75 basis points, or 0.75 percentage points, was added to several prior actions for a total estimated increase of 2.25 percenta...