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Yes, I’m writing about financial literacy again. No matter where one looks, it has become a global buzzword, laden with concern, generating significant increases now in various initiatives in various countries to develop, publicise and provide access...

Dear Dave, What exactly is an executor, and what part do they play in someone’s will? — Gabe Dear Gabe, Simply put, an executor manages the last will and testament of someone who dies. Acting as an executor is an honour and a huge responsibility. As...

Moby-Ducks: yes, I’m talking about the ones your children and grandchildren (and maybe even you) played with in the bathtub. In January 1992, a cargo ship, the Ever Laurel heading to the United States from China, lost a container with 28,000 rubber d...

There’s an elephant in the room, or at least, in the economy: inflation. Inflation is blowing up in the headlines, causing many of us to feel a little deflated about their money. So, let’s talk about what inflation is and what you can do about it. In...

The last couple of years can be described as anything but normal. Since early 2020, global government responses to the worldwide pandemic have ranged from extreme lockdowns to variable reopening policies, while massive monetary and fiscal stimulus h...

Valentine’s Day is near, reminding us of the toll taken on relationships by this pandemic, still grinding on, as everyone hopes for a return to normalcy soon. There have been so many unanticipated local and global challenges to economies and health ...

Dear Dave, We have $15,000 in credit card debt. My husband works very hard, but only makes about $25,000 a year. We’re also living in a very old trailer right now, and I stay at home with our newborn. My dad told us he is willing to pay off our debt ...

Three individuals, one from the east, and two from the west, have great commonality – all are at the height of their game, all have proven track records, all are great legends in our time. One is half the age of the other two, all possessing stellar...

Dear Dave, My husband and I are 30, and we are on Baby Step 2. He wants to go back to school and become a social worker. He currently makes about $20,000 a year as a teacher’s assistant, and he wants to take out student loans to do this. He already h...

Financial literacy: what is your first reaction on seeing these two words? At a minimum, condescending, if you are not financially literate, then you must be classified as illiterate.” I never accept that label on anyone, nor should you. No one can n...