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Dear Dave, I borrowed $30,000 from my aunt to buy a condo eight years ago. We had a deal that she would get her money back, plus a piece of the profits, when it sold. If there were no profits, she would get back her original $30,000. Recently the con...

Dear Dave, Is it ever too late to get life insurance? —Tiffany Dear Tiffany, The only time it’s really too late to get life insurance is after you’re dead! But seriously, if you’re older than 70 it becomes pretty difficult to get affordable coverag...

Dear Dave: How do you feel about an exchange-traded fund (ETF) as an investment device? — Charles Dear Charles: The main reason to do an ETF is it allows you to trade your stocks or mutual funds easily and often. I can’t recommend them because I don’...

Noticeably absent from this year’s soaring stock market have been emerging market equities and those companies which deal in commodities. Stoked by unprecedented money-printing and massive global “ring-fencing” of the world’s most serious credit prob...

Dear Dave, My husband and I are debt-free except for our mortgage, and we make $65,000 a year. At this point, we have only $17,000 left to pay on the house. We haven’t fully gotten into all the retirement planning you say should come before paying o...

Dear Dave, I’d like to start investing in mutual funds, but I have no idea how they work. Could you explain about them please? —Jennifer Dear Jennifer, First of all, don’t rely solely on my answer here. You should never invest in anything you don’t...

Dear Dave, If a wife takes out a credit card in her husband’s name without his knowledge, and they get divorced, can the husband claim identity theft? —Nancy Dear Nancy, Absolutely! Unless they have power of attorney, anytime someone opens an accoun...

Dear Dave, My divorce will be final in a month, and I’ll have $100,000 when everything is over. I will also have $8,000 in credit card debt, and I’m currently unemployed. Do you have any suggestions to help me move forward? —Meryl Dear Meryl, The ...

After the financial debacle in Cyprus last month, some investors may be rethinking the idea of bank deposit safety. The decision to force Cypriot savers into a bailout came after the country’s largest banks became too highly leveraged and then compr...