dragging their heels in connecting up a local business' phone service. ---- Page 2 POLICE SILENT ON MYLOD REPORT POL NJ Police silent on Mylod report A controversial article on ex-Deputy Commissioner Michael Mylod was carried in a Police newspaper in England, The Royal Gazette learned yesterday. Copies of the article -- which cast the Bermuda Police Service in a bad light before Mr.

Mylod's arrival -- were sent anonymously to journalists in Bermuda this week.

---- Page 3 CHANGING FACE OF INSURANCE CON BUC Changing face of insurance A leading authority on securitisation of insurance risk said there is strong evidence of a future where risk is traded like any other commodity. ---- Business, Page 7 HOTELS FAVOURED IN CUP TIE SOC Hotels favoured in Cup tie Tomorrow's all-Second Division FA Cup semi-final will be a test of youth versus experience as Wolves, who stunned Vasco with a team fielding eight teenagers, take on Hotels, many of whose players are twice the age of their rivals. ---- Sport, Page 13 WHALLEY TAKES PRO0 -AM TITLE GLF Whalley takes Pro-Am title Ed Whalley made a triumphant return to the local scene, aiding Meadowbrook Golf Club to victory in the Lobster Pot Pro-Am Invitational which ended at Castle Harbour yesterday. ---- Sport,Page 13 CANADIAN HEADLINES CONCERT CHU FNR Canadian headlines concert A Canadian storyteller/singer, who spent the week recounting tales of the Underground Railroad, will headline a Gospel Concert this evening. ---- Religion, Page 16