May 13, 2013Dear Sir,Today's article in The Royal Gazette about how expatriates leaving the Island contributing to the cost of healthcare rising as they were a relatively healthy class of healthcare users thus subsidising healthcare for Bermudians by their contributions, but lack of claims. This ties in with the Belco statement not long ago.Does the PLP see the effects more clearly now or is the smoke and mirrors they put up for over a decade still making the picture unclear?Bob Richards was totally correct, also, when he said Bermuda never should have gotten into the economic state we are now in for two reasons: 1. The PLP were long forewarned about the impending downturn and 2. One industry that didn't dip in the world recession was insurance/reinsurance as disasters still occur, people still made claims and needed insurance.The PLP totally snubbed the warnings and due to their volatile treatment of expatriates business owners scared off investment in Bermuda. Studies have shown that more Bermudians lost jobs because of the term limits policy, as expatriate businesses left, Bermudians employed by them were made unemployed. It was nothing more that a band-aid procedure to make the public think they were acting in their interest.ROBERT DAVIES