Institute of Directors/KPMG “Terrorism - Counting the Cost”. 8 a.m. to 10.30 a.m. January 24. For IOD members and KPMG clients. Speakers: Thomas Player, chairman ofthe insurance and Reinsurance Group at Morris, Manning & Martin LLP and Ohna deBruin, senior manager, Information Risk Management, KPMG Bermuda. Contact Joanne McPhee on 295-5063 or e-mail jmacpheekpmg.bm to register.

New York Society of Insurance Analysts Insurance Conference. January 27-28 at the Harvard Club, 27 West 44th Street, New York City. Speakers include Scott Wilkomm, chief executive officer of Scottish Annuity & Life, Albert Benchimol, chief Financial officer of PartnerRe, Gavin Arton, senior vicepresident of XL Capital and William Riker, chief operating officer of RenaissanceRe. To register, contact New York Society of Insurance Analysts (fax 212-541-4677) or register online at www.nyssa,org/events/

Fourth quarter earnings announcements:

Bank of Bermuda: Earnings release January 21. Conference call January 22, 10 a.m.

Scottish Annuity & Life: Earnings release: February 12. Conference Call: February 12, 12 p.m.

WP Stewart: Conference call January 29, 10.15 a.m.

Max Re: Conference call: 11 a.m. February 3.

Everest Re: Earnings release February 10. Conference call February 11 10.30 a.m.

Partner Re: Earnings release February 10 (after market close). Conference call February 11, 11 a.m.