appointments that include two new senior executive vice presidents.

Luis A. Douglas is the new senior executive vp, corporate clients, with executive responsibility for the bank's worldwide corporate business.

John A. Hawkins is appointed senior executive vp, private clients, with executive responsibility for the bank's worldwide private client business.

Peter W. Le Noury is now executive vp, systems and operations, with executive responsibility for the bank's systems and operations worldwide.

Barry Shailer has been appointed executive vp, administration, with executive responsibility for the bank's retail banking, human resources, corporate management and marketing activities.

Other appointments include Peter McClean as senior vp, risk management; Mark S.P. Perreault as senior vp, human resources; and, David T. Smith as senior vp, corporate trust.

The bank also announced the launch of its WorldWide Web home page, which provides detailed information about the bank, its business divisions and international work at www.bankofbermuda.com.

MORE PROFITS PREDICTED FOR '97 BUC More profits predicted for '97 Bermuda-based Overseas Partners Ltd. (OPL), spun off from United Parcel Service of America, Inc. (UPS) in 1983, has confidently predicted that 1997 will bring its 14th consecutive year of profitability, chairman Edwin H.

Reitman and president and CEO, Bruce M. Barone, has told shareholders.

In a joint statement, they said that the basis for the company's continued success and growth is provided by its strong financial position, the profitability and stability of its core business and the discipline to participate only in transactions which meet their investment criteria.

Core business, shippers' risk reinsurance, accounts for some 45 percent of the record near $850 million in revenues for the year to December 31. OPL also reached record levels with a net income of more than $400 million, and total assets over three billion dollars.

The $30.4-million improvement in profit over the year before, was put down to improved earnings in all segments, the greatest of which was in investment activities.

WESTERN GOES TO COURT OVER ADT BUC Western goes to court over ADT Western Resources Inc. said it had filed an amended legal complaint in federal court challenging ADT Ltd.'s recent revision to its "poison pill'' anti-takeover defence, says Bloomberg News.

Bermuda-registered ADT bolstered its shareholder rights plan the day before it rejected Western Resources' $3.5 billion hostile bid earlier this month, according to a Securities and Exchange Commission filing.

Western, the parent company of two Kansas utilities, is trying to take over ADT, the largest provider of electronic security systems in the US, by replacing the board with two of its own executives.

Western Resources said ADT's moves "are clearly intended to interfere with the shareowner vote'' on Western Resources' bid in a claim filed with the US District Court for the Southern District of Florida.

ADT said in its filing the new defence would bar directors nominated by Western from eliminating the plan.