Housing, education, crime and seniors top the list of voter concerns — 22.5 percent pick housing as the main issue with 20.1 percent picking education, 11.9 percent pick crime and 6.2 percent plumping for seniors issues.

The cost of living is chosen by 4.9 percent of people as the top issue facing Bermuda while racial issues are the chief concern of 3.9 percent, according to the independent poll done by Profiles of Bermuda for The Royal Gazette.

Bermuda still remains firmly opposed to independence with 64 percent against splitting from Britain and 20.2 in favour.

More people than not are dissatisfied with the way things are going — 50.2 percent are not happy while 46.6 percent are satisfied with the rest not sure.

There are vast racial disparities in the answers with 65.9 percent of blacks satisfied and 30.7 percent not satisfied while only 12.3 percent of whites are satisfied and 84 percent not satisfied.

And while men are mostly satisfied with a figure of 52.4 percent compared to 43.3 percent unhappy, woman go the other way — 43.4 percent are satisfied with the way things are going while 53.9 percent are not satisfied.

Young people were the most satisfied with 52.7 percent while 41.1 percent were dissatisfied.

In the 36-54 age group 50.6 percent were satisfied and 47 percent satisfied while in the over-55 category 54.9 percent are dissatisfied and 41.6 percent are satisfied.

In households earning less than $50,000, 50 percent are unsatisfied while 44.1 percent are satisfied.

That picture is reversed in the $50,000-$100,000 category with 52.7 percent satisfied and 45.5 satisfied while it changes again in the over-$100,000 category with 41.7 percent satisfied and 55.7 percent dissatisfied.

However a clear majority of Bermudians take a rosy view on the economy with 11.1 percent rating economic conditions excellent and 47.3 percent rating them good while 35.5 percent rate them only fair and 5.4 percent rate them poor with less than one percent not sure.

Where the above statistics do not add up to 100 percent the remainder is made up of undecideds.

The poll of 406 people was done between November 23 and December 1 and has a margin of error 4.9 percent.