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Dear Heather, My partner and I have been together for two years and we are thinking of getting married, but we’d like to use the money that we would spend on a wedding as a down payment for a house. Is this a good idea? Not Married Yet Dear Not Marr...

Dear Heather, I got myself preapproved for a mortgage three months ago then, when I found something I wanted to buy, the bank wouldn’t give me a mortgage. Why not? I don’t understand. Trying to Buy Dear Trying to Buy, First of all, well done for goi...

Dear Heather, My husband and I have a house that we love, but want to purchase a second property that will provide us with additional income. What do you recommend? Looking for Investment Property Dear Looking for Investment Property, The key thing ...

Dear Heather, The brush fire in Devonshire Marsh was unusual and scary and made me question if my insurance was adequate for both my property and personal belongings. Do you have any advice? Concerned Dear Concerned, Your home should indeed be insur...

Dear Heather, Over the weekend my elderly father was admitted into hospital after a fall. Thankfully, he seems fine but it made me realise that if anything happened to him, we do not have everything in order to ensure a relatively seamless transition...

Dear Heather, We don’t know whether to add on to our house or sell it and get a bigger one. How much more would our house be worth if we added an extra bed and bath, and how can we find out? House Too Small Dear House Too Small, It’s a question tha...

Dear Heather, We have bought a new, bigger home and we are thrilled with it. However we are worried about the impact of moving with the children. Do you have any advice to ease the process? Moving on Up Dear Moving on Up, Moving to a new home can be...

Dear Heather, I’m thinking of buying a house. Have you got any hot deals? Hot Deal Buyer Dear Hot Deal Buyer, If real estate agents had a dime for every time they hear that question … You can certainly try that approach, but it probably won’t get yo...

Dear Heather, I heard there had been some break-ins in my area recently. What are the best things I can do to prevent that happening to me? Worried About home security Dear Worried, The thought of a break-in is terrifying, but are you doing everythi...

Dear Heather, I am just about to put my house on the market for sale, how long it will take to sell and then close? Seller Dear Seller, How long will it take to close? Well, in honesty, that completely depends on how prepared you are. What do I mean...