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Dear Dave My daughter is a freshman in college, but I didn’t save for her education. My parents said it was my job to pay for my college, and that’s what I’ve told her. She’s going to have about $12,000 in student loan debt after her first year. How...

Dear Dave — Can you explain the ‘asset allocation’ theory when it comes to investing? Matthew Dear Matthew — The asset allocation theory is one touted by lots of people in the financial community. It’s also a theory with which I disagree. In short, ...

Part four — This is the last in the series on credit cards in BermudaCredit/debit cards for Bermuda residents: the question arises — do you really need them? And if you do, how should you manage them to your best ability? Why would I ask these questi...

This is part two of last week’s article. The single biggest investment that most families will ever make over their lifetime is the purchase of a home. Second, by a long shot, but still almost a home-breaker is the cost of children’s educatio...

Part three — The Final Recommendations for a Parent Left alone — the Moneywise Family Plan Part one on June 14, 2014 and June 21, 2014 can be found on The Royal Gazette website under the links at the bottom of this article. Our composite client, a...

This week, Moneywise continues a new monthly series on financial planning and investing advice. We want to make managing finances much more applicable to personal circumstances by using real stories from real people. The first financial planning stor...

Dear Dave, I noticed that your Baby Steps list puts saving for retirement before saving for your kid’s college fund. Sending your kids to college would come first on the timeline, so what is your reasoning behind this? Jen Dear Jen, I advise this ap...

Readers have voted. The verdict is in. They want the Financial Review Series to run consecutively each week until done. Thank you all for your feedback, it is so greatly appreciated. Now, if you should become totally bored with these topic, please le...