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The common-sense mantra is “managing a budget keeps your finances under control”. Good advice for good times: stable job, stable economy, healthy family, and a positive, promising future. Not so relevant now. In an almost three-year torrent of events...

I was blessed to grow up in a home where my siblings and I were taught wise money habits (would you really expect anything else from Dave Ramsey’s family?). And even though I didn’t always love the lessons on saving and budgeting as a child, that kno...

The Bermuda Budget Statement presented on February 25 by David Burt, the Premier and Minister of Finance, was revealing in many respects, some for later discussion. My attention was immediately drawn to our demographics – where 25 per cent of our pop...

Yes, I’m writing about financial literacy again. No matter where one looks, it has become a global buzzword, laden with concern, generating significant increases now in various initiatives in various countries to develop, publicise and provide access...

Three individuals, one from the east, and two from the west, have great commonality – all are at the height of their game, all have proven track records, all are great legends in our time. One is half the age of the other two, all possessing stellar...

Dear Dave, My husband and I are 30, and we are on Baby Step 2. He wants to go back to school and become a social worker. He currently makes about $20,000 a year as a teacher’s assistant, and he wants to take out student loans to do this. He already h...

Believe it or not, creating a solid resumé is just as important as prepping for your job interview. Your resumé is your chance to make a strong first impression on the recruiter. But before you get too freaked out, know this: Building the perfect res...

In the latest in our Focus on Financial Literacy for Life Success 2022, a regular monthly feature, we consider the comments in a recent column in The Royal Gazette. One of the last comments in the article, written by Christopher Famous, was: “Flowery...

So, what is your desired salary? This is a question that can make any job candidate’s stomach drop, whether they’re reading it on an application or hearing it from an interviewer. You don’t want to give a lowball answer, but you also don’t want to se...

Surprise! Your child might buy your Christmas present with his or her very own debit card – funded by you, of course. Debit cards for kids – from as young as three to late teenager – are still a relatively new concept, less than a decade old. The gro...