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Dear Dave, Do you have any advice for teaching responsibility and generosity to adult children and grandkids when it comes to money? Justin Dear Justin, I think there are three key factors when it comes to teaching children of any age about these c...

Dear Dave, Is it better to keep your emergency fund in a certificate of deposit or a money market account? Tiffany Dear Tiffany, Right now, a short-term certificate of deposit (CD) pays about the same as a money market account. The problem is you’re...

Dear Dave, My husband and I tithe, but right now we’re on Baby Step 2 of your plan and we’re expecting a child in a few months. Since we’re trying to pay off all our debt except for our home, what should we do about giving beyond our tithe in this si...

Dear Dave, What are some good ways to teach a 13-year-old kid about giving versus getting during the holiday season? Phillip Dear Phillip, One of the best things you can do is simply talk about it — a lot. Kids are bombarded with messages about how...