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Dear Dave, My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in consumer debt since March. We were wondering if we should refinance our mortgage. Our current rate is 4.875 per cent, with 28 years remaining on the loan. We found a ...

Readers, The Dawn of New Beginnings, book one of the Bermuda Islander Financial Planning Primer Series, is available on The Royal Gazette website. Click on the Business tab near the top of the webpage and you will find Bermuda Islander in the drop do...

The stories we tell ourselves have a direct impact on what we believe about life. I don’t know about you, but I can easily get carried away by crazy thoughts running through my head – like one time when I was enjoying some much needed alone time on a...

Dear Dave, I recently received my master’s degree in finance, and for the last four years I’ve had a job as a social worker. I love my job and have a decent income, but I know I could make more money and come closer to reaching my full potential in t...

As a high school teacher Shantel DeShield often sees students who define success by what they own: expensive phones, jewellery or brand name accessories. Ms DeShield often asks students: “Is it better to look rich or be rich?” Concerned that many of...

A series of books by Martha Harris Myron is to be published on The Royal Gazette website, with the first segment up online today. The Bermuda Islander Fundamental Financial Planning Primer Series launches today with Step 1 of the first book, The Dawn...

This is part three of a four-part series. The first part looked at entrepreneurship and owning your own business, and was followed by part two, all about starting a business and what it entails. Now let’s move on to the next stage. So you want to sta...

This is part two of the series of your journey to a successful entrepreneurial business. Some expected, and often unexpected, planning that may impact entrepreneurial business ownership initiatives, drawn from a 30-year extensive professional financ...

If this year has taught us anything, it’s how to be resourceful in both life and business. So many people have had to learn new skills and really dig in to how they can keep their businesses up and running (and the doors open). But what happens when ...

Global activity as measured by home sales, industrial production and aggregate employment levels showed further signs of improvement over the third quarter. Near-term sequential progress continued to rise as coronavirus-related restrictions on routi...

Let’s talk about generational wealth. When you hear that term, you might picture “old money” or a huge fortune that gets passed down through the family line and think, “but my family never had that kind of money”. How could I ever build that kind of ...

Almost everyone it seems at one time or another has wanted to control his or her destiny. Generally, that means choosing a lifestyle that suits you, choosing where to live, what to own, when to work and with whom, and reasons why it all makes sense t...