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Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learnt he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pay...

Global capital markets have been roiling and boiling in roller-coaster activity for months, as various country twitterheads-in-charge jockey for trade concessions with various tactics, including tariffs and economic sanctions. Of course these disput...

In the Heat of the Night is a 1967 American mystery drama film. It is based on John Ball’s 1965 novel of the same name and tells the story of Virgil Tibbs, a black police detective from Philadelphia, who becomes involved in a murder investigation in ...

So, your kids are in high school. Honestly, you’re already crushing it as a parent, especially if you still have your sanity! Before you celebrate too hard, though, there’s one more thing to think about — college. If you’re like most parents, the id...

Dear Dave, I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance from my credit card to another one that has a much lower interest rate? — Tammi Dear Tammi, Lots of people who find themselves in your shoes make t...

Our Bermuda forebears and the futuristic-minded leaders of today enacted employment legislation to define employee positions, rights, and future security that far surpass much larger countries. The employer-employee relationship is a serious two-wa...

Dear Dave, Why do I need a will if I’m still young and haven’t acquired a lot of wealth? Laura Dear Laura, In a case like yours, you don’t need a complicated will. But you do need an inexpensive, basic will. The larger and more complicated your estat...

It was significant news. Bloomberg’s Katherine Greifeld, Ruth Carson, and John Ainger, on Thursday wrote that “the yield on the United States 30-year Treasury bonds dropped below 2 per cent for the first time; the world’s pile of negative-yielding de...

We all want to do nice things for our loved ones. We go on family trips and celebrate life’s wins together. It’s sometimes difficult for us to consider the bad things that can happen in life, but we still have to be prepared. That’s why having a will...

This is the second in a new, possibly monthly, series on the millennial trend to becoming financially independent, retire early (FIRE!). We first covered this phenomenon on July 27. FIRE! is a very real financial movement in its lifestyle changing a...

This is the third and final part of the series for Bermuda residents leaving the island, giving relocation references and general timeline guidance. This first and second instalments were published in The Royal Gazette on July 13 and July 20, respect...

Dear Dave, I had about $12,000 in debt when my husband and I got married three years ago. Since that time, we’ve been given cash gifts from my parents from time to time, and we keep having discussions on how to use this kind of money when it is given...