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Dear Dave, I graduated from college two years ago, and I have a good job making $60,000. I have about $10,000 in student loan debt, but my mom and dad have a real issue with their roof. It’s leaking in places to the point they have to set buckets aro...

Almost six months ago, we put out a short questionnaire to the readers of The Royal Gazette. Some of you responded, bless you, and I thank these reader participants so very much. No one really likes to fill out forms of any kind, especially surveys....

School is in! Thank goodness. I don’t know about your family, but mine needs structure. Sometimes I think school is more for the adults than the children. While school will help children develop various skills and traits to succeed in life, one less...

“Going home, going home, I am going home — to a tax compliance maze.” A reader asks: “Perhaps, heeding the call from our local politicians and business leaders, a Bermudian friend of ours is returning home to Bermuda with his foreign spouse after tw...

Last week, we spent considerable righteous energy discussing rogue employers who, with no conscience or compunction whatsoever, cheat their employees out of benefits that they are entitled to as mandated by Bermuda employment law. One reader sorrowfu...

Over the course of my career, I have had more than my fair share of good market calls. I credit a combination of hard work (6 per cent), insight (4 per cent) and uncanny good luck (90 per cent). There’s not much to say about the 90 per cent, but the ...

Dear Dave, I have a full-time job, but I also have a small Etsy business on the side selling ten products that makes about $200 a month. I don’t see the money from this part-time work getting any bigger in the future. Should I keep a separate account...

Dear Dave, I’ve seen lots of companies marketing prepaid debit cards for children. They seem to position them as a way parents can set spending limits for their children. Do you think these are a good idea? It seems to me they are just a form of cond...

As it is Labour Day on Monday, it is fitting to write this weekend regarding work as it relates to employer and employee roles, respect and benefits, or the lack thereof. Bermuda is a unique jurisdiction in many ways. Don’t we know it! It is expens...

Part three: final answers regarding the Bermuda Primary Family Homestead Exemption Certificate Application. Readers who do not own homes, or are not eligible for the PFHC, may be bored to tears after three articles on this important topic. However,...

If the events of recent weeks (or years) have you asking yourself, “What is wrong with these people?” — the answer is: not very much. They simply suffer from a small but crucial error in the way their brains create models of the world around them. Th...

Did everyone have a reality check after Cup Match? An exciting array of great reader questions arrived at my inbox in the last couple of weeks. So! This week we focus on a discussion of the Bermuda Primary Family Homestead Certificate. Reader: “We ar...