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Dear Dave, Our three kids are enrolled in a private Christian school. It’s a great place, and we truly believe our kids are getting a wonderful, faith-based education, but the tuition is pretty expensive. We’ve already had to start digging into our s...

This is part two of an article looking at questions associated with Bermuda jobs, availability, skills, and experience. Last week’s article understandably received a great deal of attention. Our current employment environment is a very real concern ...

Here’s a number everyone interested in retirement should know: 15 per cent. That’s the amount of income financial experts agree everyone should be saving to ensure they stay on track to retire with dignity. And it’s not just the experts. Most people ...

Questions on Bermuda jobs, including availability, skills and experience — Part One. The annual Labour Day weekend is here, including a day when Bermudians reflect upon equality in trade and employment in Bermuda. I’m still feeling distressed about ...

Dear Dave, What is your opinion on paying cash for a “tiny house”? WES Dear Wes, This may be a really un-hip or uncool thing to say, but I wouldn’t buy a tiny house at all. Paying cash for something like that might make the mover smarter, but that st...

Last week, readers responded in great sympathy to the account of the grandmother who spent her lump sum retirement pension to care for her dying daughter. To lose a child that you have born, cared for, loved with all your being since conception is s...

This is part seven of the new retirement series for Bermuda and looks at finalising your retirement savings and the need to get back to basics. In the professional retirement planning world, there are two ways to figure out what an individual will n...

Dear Dave, I’m trying to help my elderly mom with her finances. She has no debt and more than $1 million in assets. There was also another $500,000 trust left for her by my dad. With access to all this, does she still need long-term health insurance?...

Dear Dave, My wife and I are on Baby Step 3 of your plan, and we’re about halfway to building our fully funded emergency fund. We don’t like our current home very much, and we’d like to sell and move as soon as possible. We have a little over $30,000...

Part 2 — the New Bermuda Investment Primer Series: the Concept Of Capital Equity, following a successful mom-and-pop pizza business. Stocks constitute equity in a company. The shareholders of the company are owners of these shares, somewhat akin to ...

Gambling: The sure way of getting nothing for something — Wilson Mizner. Gambling is public, or often, privately conducted. It is confusing to us personally to understand the reasoning and motivation behind gambling itself. We will hold back our cas...

Dear Dave, My husband has his own one-man painting business, and I help him with the books. We were wondering how you know when it’s time to implement a price increase. Also, what should the increase be? LAUREN Dear Lauren, I grew up in the real-esta...