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A Bermudian (and his foreign-born spouse) come home for permanent residence in Bermuda. A reader FAQ featured on September 16, 2017 asked the following: “A Bermudian friend of ours is returning to Bermuda with his foreign spouse after two decades liv...

Dear Dave, What is your opinion of buying a vacation home, then renting it out when you’re not there? — J.P. Dear J.P., I see nothing wrong with it, as long as you’re buying with cash and you’re also debt-free. A vacation home is a wonderful “extra” ...

Everyone needs a job, from the time that a child is relatively small through to virtually the end of adult life. Work provides purpose and motivation: mentally, physically, financially, and sometimes, spiritually fulfilling. Work is not as we like t...

Dear Dave, I have a savings account for my two-year old that has $5,000 in it, and about half of that is in gold. I’m going to save for his college separately, and give this to him to help start his life after school. Is there a better place to put t...

Seventeen years ago, Mauricio Lim Miller, a leader in the field of social services, received a phone call from Jerry Brown, who was the mayor of Oakland, California, at the time, that set him on a quest to understand how families really overcome pove...

I keep reading how this bull market is the second-longest since the Second World War. Lots and lots of articles, comments, observations, tweets, blog posts and on and on are running with this idea. The assertion has been made by both amateurs as well...

Dear Dave, I graduated from college two years ago, and I have a good job making $60,000. I have about $10,000 in student loan debt, but my mom and dad have a real issue with their roof. It’s leaking in places to the point they have to set buckets aro...

Almost six months ago, we put out a short questionnaire to the readers of The Royal Gazette. Some of you responded, bless you, and I thank these reader participants so very much. No one really likes to fill out forms of any kind, especially surveys....

School is in! Thank goodness. I don’t know about your family, but mine needs structure. Sometimes I think school is more for the adults than the children. While school will help children develop various skills and traits to succeed in life, one less...

“Going home, going home, I am going home — to a tax compliance maze.” A reader asks: “Perhaps, heeding the call from our local politicians and business leaders, a Bermudian friend of ours is returning home to Bermuda with his foreign spouse after tw...

Last week, we spent considerable righteous energy discussing rogue employers who, with no conscience or compunction whatsoever, cheat their employees out of benefits that they are entitled to as mandated by Bermuda employment law. One reader sorrowfu...

Over the course of my career, I have had more than my fair share of good market calls. I credit a combination of hard work (6 per cent), insight (4 per cent) and uncanny good luck (90 per cent). There’s not much to say about the 90 per cent, but the ...