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Christmas shopping all caught up? In the rush of preparations for one of the biggest holidays of the year, I am willing to bet that very few of us want to take time to think about the freedom of choice surrounding this historically famous celebration...

Martha Myron, our personal finance expert, is taking a rare break from her Moneywise column this week. Instead we are running this highly informative piece on retirement fund planning by the financial education website, Investopedia, adapted in some...

Dear Dave, We have three preschool grandchildren, and they get tons of stuff for Christmas every year. We’re in really good shape financially and would like to do something for their future this year instead of giving a toy that might get thrown in t...

Christmas shopping preparations have started. Pressure is escalating for parents, relatives and friends to produce gifts that will live up to expectations. Not everyone has a spending nest egg this year given that here are many individuals, and the...

Every month, we will answer general questions from readers about trips, traps, and tangled finances involving their international connections. The following case, that is actually an iteration of a number of similar cases, has been reconfigured to k...

Dear Dave, What is your opinion on micro investing apps? TAMMY Dear Tammy, Honestly, I’m not a big fan of micro investing apps. As you probably know, the word “micro” means small. So why would you want to mess with something like that? Are you going ...

Well, another year for the acclaimed Throne Speech, and the Opposition’s response has occurred, postulated, and gone. And as usual, there were optimistic visions, some more concrete than others, in each speech for us to ruminate on while hoping that ...

Law and order are the bedrock of modern society. However, when we regard a civilised democracy, the first thought that should come to mind is what this much-overused political phrase implies: a free press, a progressive government, officials elected ...

Dear Dave, I’ve been out of college for a few years, and I have no debt. I’d like to start investing, so I’m thinking about buying a triplex, living in one of the apartments, and renting the other two. Should I get an interest-only loan for this? CHA...

Dear Dave, I work for a small company that just won a cruise trip for all the employees. The prize covers just the cruise tickets, and we have to pay for everything else. The problem is that my wife and I currently have more than $50,000 in debt, not...

Welcome to Guy Fawkes Day. No fireworks from me this week, at least. Readers write to me often with many queries. Often, they just want to know how on earth I manage to find anything to write about, or curious to know where I get my information. So,...

Just because you are investing abroad does not mean you will get a better deal or a higher return. In fact, keeping your money “close to your chest” in your home jurisdiction is very often the safest option. Our Bermuda regulatory system includes man...