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What does it mean to be free? To you personally? Well, you think — that’s an easy answer. “I can own and do what I want with my private property, express my opinions, think what I want, vote for who I want, marry whom I choose, I have equal rights ag...

The new White House got into a petty argument during its first week in office over the smaller crowd at President Donald Trump’s inauguration versus Barack Obama’s eight years ago. “We have alternative facts,” said Trump adviser Kellyanne Conway. In ...

Young or old, we are bombarded daily with a barrage of media exhortations giving retirement advice and warnings. The messages range from “If you don’t save for retirement, beware of the future,” and “Purchase this guaranteed annuity that will provid...

When I set out to fly from Bermuda to Britain, Iceland was not part of my travel plans, initially. But a near $400 difference in fares swayed me to try the non-direct, longer route. It was less convenient, it took longer and included a one-night over...

Dear Dave, My friend and I are roommates, and we’ve always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for the last couple of months she’s been really late in paying her half of the bills. She ...

Late last year, just in time for Christmas shopping, Rachel Rhoads got a nice surprise. One of her secret savings accounts had grown to $900 behind her back. Rhoads, a 37-year-old Los Angeles-based sales director for a jewellery line, has an account ...

This year, dear readers, my focus on finance for Bermuda residents is to provide more coherent, collaborative, more in-depth information that is even more relevant to everyday life in Bermuda. It has been apparent to me ever since I returned to Bermu...

Dear Dave, My dad has been really bad with money his entire life. Anytime he would get into trouble, my grandparents would always bail him out. This time he came to my wife and I, asking for $350 to get out of overdraft at the bank. We’re trying to l...

Immigration, work permits and Bermuda status generated tremendous upheaval on the island this week. But what do you know about the law, the defining pieces of our Constitution for democratic society? It pays to out the real facts and that is someth...

Dear Dave, My husband has two trucks, one of which is a work truck at his construction site. It’s in really bad shape, and he wants to take $16,000 out of savings to buy another one. We only have $17,000 in the account. What should we do? CAROLINE De...

It’s time for a fresh start. A clean slate. Your biggest dreams! Maybe you want to buy a home, save more for retirement, or enjoy a debt-free vacation next year. Now’s the perfect time to make a plan for your money and your goals! Whatever your new y...

This, the last day of 2016, we are surrounded by changes, some monumental, some uncertain, some of them inevitable, as we head into the Year of our Lord 2017. In our North Atlantic neighbourhood, the United States has a new president-elect (with new ...